<p>
While others may consider much of the list below splurges, all are carefully thought out and often have a surprisingly low long-term cost. For example, I’ve averaged a gain of >$100k/yr on the home, making it a good investment. I’d likely have a far lower net gain on a more modest home. The most expensive of the cars is worth more today than when I bought it several years ago, which relates to it being a rare model. I’d likely have a greater net loss on an inexpensive beater due to repair expenses. Similarly I bought most of the tech used at under 10% of original purchase price and installed it myself. I expect that I could sell the majority of it for a similar price today. </p>
<ol>
<li><p>3 cars for 1 person (two look exotic) – This is the one where people are by far the most likely to make comments. When I had 4 cars, my parents were very insistent about me selling one/some. </p></li>
<li><p>5 bed/5 bath house for 1 person – I’ve received a few comments, mostly from persons who are newer college grads. </p></li>
<li><p>Home theater equipment – The equipment was originally purchased for well over $100k. However, I bought the more expensive components used at a steep discount. </p></li>
<li><p>Home automation tech + programmable remotes – For example, a light switch worth $200+ new instead of a $2 one from Home Depot (I bought used at steep discount).</p></li>
<li><p>Blu-rays films – Library contains more films that I am likely to ever watch</p></li>
<li><p>Auto maintenance – Have shipped car to a specialist 500+ miles away twice (one direction paid by insurance, return trip was not)</p></li>
<li><p>Home gym equipment </p></li>
<li><p>Gardener/Landscaper</p></li>
<li><p>Housekeeper</p></li>
<li><p>Hair cut – Typically ~$55 + tip, could be $10 instead</p></li>
</ol>