what does 100% needs met really mean?

<p>Hi. Sorry in advance for my naivete' ..
I am asking this of my CHC friends because this, my favorite of all schools, offers to meet 100% of demonstrated need.
I wanted to be sure I understood this statement.
Let's say that Family A runs the FAFSA analysis and determines that they can pay $18K toward school. And let's say that CHC annual costs are $50K. My assumption is that the demonstrated need in this case is $32K. Would this mean that CHC would:
(a.) guarantee grants/scholarships to meet the $32K?
(b.) guarantee low-interest loans to cover the $32K?</p>

<p>Thanks everyone/anyone.
Sincerely, LLB.</p>

<p>I believe it means grants scholarships parent contribution and loans would make up the 32K.</p>

<p>Only a few colleges are "no loan" schools, like Yale for instance (although you can take them out of course) Holy Cross meets full need by scholarship and loans. There isn't the gapping you see by some schools though. </p>

<p>My daughter for instance when applying to Fordham, had more loans and a gap that was larger for me to pay. That might fluctate by student, but many schools can't meet full need and state that.
We found though that another state school, although they didn't meet full need, met full need by merit scholarships and loans, more than HC, but alas not a fit at all, so we put it aside. </p>

<p>Full need schools are great but sometimes merit money can be larger.</p>


<p>HC uses CSS Profile instead of FAFSA.
Use CSS Profile to calculate your EFC (Expected Family Contribution), it will be a better estimate of what you will be paying.</p>

<p>HC aids consisted of school grants, loans, and work study. You will get the max Work Study first, then max loans, finally grants.</p>

<p>If you do get 32K total financial aid packages, it will most likely be:
Work Study: 1800-2000
Loans: 7000-8000
Grants: Remaining aids</p>

<p>Thank you so much everyone. This really helped. Thank you.</p>