First world problem for sure. I have been rather irresponsible and don’t really track our net worth. I mean, I can go through all the year end tax statements and add up all the investments but I know that software has existed for decades that helps track investments, finances, etc. (I’m sure there are also Apps but I don’t want to do this on the phone.). I don’t know excel and don’t want to learn.
Suggestions ?
My husband uses Quicken, and loves it.
However, with the stock market crash, it’s been kind of depressing lately. 
Personally, we don’t track this number. From time to time, we have calculated a very rough guess, particularly if we were contemplating estate planning.
Since part of our net worth involves real estate which fluctuates in value, part involves stocks and funds which also fluctuate in value, we don’t find it too helpful to closely track out net worth. We don’t have plans to change much, based on whether our net worth rises or falls.
Etrade tracks it for us quite nicely, and both retirement accounts provide detailed monthly statements. Other than that, our house is the remaining major asset. That one is easy to track. 
We use Moneydance. Not the most user-friendly of programs, but it’s nicely cross-platform and deals quite well with multiple currencies.
Quicken for us, too. DH also loves it. @HImom …quicken takes into account stock fluctuations. I don’t know how you set it up…DH does that, but with one touch, it can show you what your account is worth that day.
I guess I’ve never understood the point of watching net worth too closely if I’m not going to take any actions in the near term based on any changes in net worth. It seems just like another snapshot or piece of data.
I do think my DH looks at it too much, especially right now. But it is nice having that info at a click of a button. The program does more than that…it’s just so organized, it keeps us organized…and helps with budgeting. I do like knowing everything we have so detailed out for me to go to in case anything shoukd happen to him.
I have insomnia and its 4:00 am right now, what time is it in HI?
11pm–it just makes me anxious having a lot of data I am not planning to DO anything different with. If I’m thinking of taking actions based on numbers, I can understand.
I don’t track my net worth regularly. But w the way the stock market’s been performing, I just know I’m worth less.
Quicken. Although it does track net worth, I use it to track spending. It’s my check book back when people use to balance their checkbook. At the push of a button I can tell you our utility expenses for a year, or insurance or whatever category I’m thinking needs to be cut back on.
Do you mean the money you saved or things like the value of your home, cars, etc?
OP, that doesn’t seem irresponsible to me. Every once in a while I do a rough spreadsheet calculation for estate or retirement planning. But don’t have any tool I keep all the info in (I do have a spreadsheet of investments, though), with a tab for college and a tab for retirement. But I don’t bother to track my home equity, for example.
Hahaha - I use Excel. Talk about old school! I just keep a spreadsheet of our holdings and update it every few months - mostly so that I can reassure myself that we’re not destitute and that I can retire some day. As you can tell, I don’t track these things very closely. It works for me.
My spreadsheet doesn’t include home equity, and we’re done with college savings.
I keep an excel spreadsheet with all our accounts and their balances - I update it every few months (when I think about it or something big changes) Basically same as scout! I do have a line on it for my home value (when it was last appraised by a realtor several years ago - so it is not current.)
H uses Quicken. He tends to look at it frequently, which I find depressing the last few weeks. I look at occasionally and think “long term”.
We have retirement accounts and a few mutual funds. I’m one of those people whose income dipped pretty dramatically in the last 7 or 8 years and has remained there. I need to start thinking seriously about retirement funds, whether to retire in 10 years or never, etcetera.
Me, too. That’s why I started keeping the spreadsheet. It was reassuring to me to see that even though I was making less, our savings (and retirement savings) remained pretty steady. It’s my security blanket.
I don’t track it religiously, but I have an excel spreadsheet that lays out the different accounts. It requires me to put in the numbers, but for bank accounts and the value of real estate, etc., those values change slowly.
For things like stocks and mutual funds, you can use Google Finance, and it works well in real time. Enter your holdings and it will track the movements on a minute-to-minute basis if you want to. If you have stock holdings that are spread around between several different mutual fund families or brokers, you can aggregate it all there and look at it all day if you like.
Side Note: Warren Buffett’s advice on investments is to not pay a lot of attention to the price on a daily, weekly, or even yearly basis. When pressed about this advice, he once said something to the effect of: " There’s nothing inherently bad about looking at the current price quotes, its just that most people think that the number is telling them to do something when they ought not do anything."
I started tracking net worth when I got serious about paying attention to our actual investments, not just the fact that we were putting away enough money every month. And once I started paying attention, I did start changing the way we invested. Not frequent trading or anything crazy, just more thought given to asset allocation, and getting rid of some bad funds an adviser had recommended. I still use Excel, because I haven’t figured out a good reason to pay for Quicken.
In another spreadsheet, I track probable retirement income - pensions, SS, and withdrawals from retirement accounts, against probable spending. 2017 will be our last year making mortgage payments on this house, maybe someday we’ll decide we need a different one with fewer levels and less yard to maintain.
I haven’t looked this week, will wait until the end of the month. DH doesn’t look ever, but every 6 months or so I let him know how it’s going.