"Now the elephant in the room is finances. "
I think that there might be three elephants in the room.
One is finances. Do you know what you parents can afford? What state are you in? How good is the state university?
Another elephant in the room is sports: You were varsity football freshman and sophomore years. You are doing very well at powerlifting and pole vault. Do you know whether you are a candidate for an athletic scholarship? Also, even if you don’t get an athletic scholarship, getting noticed by college athletic coaches can help you get into universities.
However, the biggest elephant by far is finding the right fit for you. If I am reading your post properly you are a straight A student, taking the academically strongest course load possible in your school, driving to a local VoTech to take AP classes, and a great athlete. The problem here is that you might be able to get into very academically demanding universities, which means that you are going to need to figure out whether you want to go to an academically very “tough” university.
If I am reading your post correctly then you are taking SAT practice tests ("…I should do better on it based on practice"). That is good because you will be comparing your SAT scores to the SAT scores of other students, most of whom (at least the high scoring ones) have also taken SAT preparation classes. This will give you an “apples to apples” comparison and some idea how you stack up against other students at various universities, which in turn will at least provide a hint regarding how tough you will find any particular school. Hopefully AP tests will also give you a hint.
“I totally understand that i’m not ivy material”
I am not convinced that you are ivy material. However, I am not convinced that you are not ivy material. Your academic preparation is probably a bit short of that available to most kids who end up in ivy league schools. Generally I think that in cases such as this the safest approach might be to shoot for a tier just short of the ivies, and if you find that easy and still have straight A’s then shoot for an ivy or other top university for graduate school.
For ECs for senior year, I would suggest that you stick with what you are good at and what you like to do. You seem to be good at sports. I think that many universities like sports. Also, I have heard that universities like students who show a passion for whatever they are doing.