<p>I think we really need to start purporting education for what it really is… a chance to advance yourself intellectually, psychologically and professionally. You have to be commended for having the drive to move on to graduate school… and those that work hard will be commended for it one way or another.
As it pertains to the topic of the thread; 90% of grad students should do their best to keep the debt as low as possible. Especially if you are still in debt from your undergrad. We sometimes underestimate what financial tribulations arise over the course of life, and keeping your debt down is crucial, especially if you have a family.
If you have the chance to get a MBA or Law degree from Harvard, of course you should do what you have to do to make it happen. But for the vast majority of us, get good job experience and work hard, absorb as much as you can in your grad program and continually apply it to your real life and work situations and you will make out very well.</p>