Where are some places here in FL that i can get a personal loan with a deferement payment plan?

Hello, i am coming up on my sophomore year and i commute 1 hour to school everyday and my parents suggest that i move closer all the apartments in the area not only that my parents are moving to GA. The apartments have ridiculous rent with NO utilities included even with roommates the rent will still be $1,000 and that price range is about 30 minutes away the closer the higher. So my parents and i decided to take out a loan for my living expenses and save up money together as the years go by that why we could at least take a chunck away when paying back. But my financial advisor told me that base on my cost of attendance and my award letter the will only approve a couple thousand dollars with any student loan i apply for. Thata totally not enough! So i am looking for personal loan that i can defer the payments until after i graduate i understand the terms and fees i just need the bank names.
Thanks.

Wells Fargo only offers forbearance in student loans