I would have this discussion now. You don’t want to be faced with the pressure of an acceptance to an unaffordable school.
As far as other options, for pre-med, three MSEP schools stand out, Indiana, Kansas and Truman State. They are all good schools with long histories of academic strength.
Of them, Truman stands out in my mind. Why? It’s smaller and she’s likely to get more attention. Pre-med at bigger schools can be sink or swim. It’s nice to get extra support.
Good luck!