<p>Looks like cell phone is going to take a share of the market away from cash…and credit cards…</p>
<p>[The</a> End Of Cash - TIME](<a href=“http://www.time.com/time/magazine/article/0,9171,2103289,00.html]The”>http://www.time.com/time/magazine/article/0,9171,2103289,00.html)</p>
<p>I store coupons on my phone.</p>
<p>Right now I only use it to pay for parking, and I like the convenience of my cell to carry my boarding pass or coupons. But it will be great when i can use it for other things.</p>
<p>Some of our family are anti-technology. She believes that these modern gadgets are not very reliable because they include way too many functions. The development of many of these products are rushed; some products are even “half-baked” when they are out of the door. (the users may need to wait for firmware download after product launch, which is always expected for computer users and now this phenomenon is spread to other smart gadget?!) Also, because it is essentially a computer which uses a less secure network (the data is transmitted over the air), it is more easily attacked by hackers.</p>
<p>^ Out of curiosity, do those family members also avoid credit cards and debit cards? Have they use any technology? I’m a slow adopter but the nice advantage is it means you never have to own a ‘half-baked’ product with rushed development (or at least I’ve never had such an experience).</p>
<p>In college, I always used to carry my check book; that’s now gone. I still have a wallet-full of cards, and if the smartphone can get rid of just my rewards cards, that’ll be a plus. Curious if a lot of people use debit cards - I even get my kids to replace them with bank CC as soon as they become eligible.</p>
<p>She uses credit cards but avoid debit cards. At many locations (gas station), she uses a “firewall” credit card which has a very low credit line.</p>
<p>Some of my tech-savvy friends can not resist the newest gadgets – they have to have them as soon as they are out. However, some of them will patiently wait for several months or even half a year until the most of the critical bugs (mostly in software and/or firmware) are fixed. I heard even iPhone 4S have at least a couple of bugs after its product launch and Apple has tons of $ and resources (as compared to many other still money-losing cell phone manufacturers) to test its flagship product.</p>
<p>No way. I still pay cash.</p>
<p>^^ I heard about you.
[Cops:</a> Man tried to use $1,000,000 bill at Walmart - US news - Weird news - msnbc.com](<a href=“http://www.msnbc.msn.com/id/45834097/ns/us_news-weird_news/#.TwCsCDXws9g]Cops:”>http://www.msnbc.msn.com/id/45834097/ns/us_news-weird_news/#.TwCsCDXws9g)</p>
<p>Dad<em>of</em>3. That is nothing, I have a billion dollar note. :D</p>
<p>at this point i only use starbucks app to pay for drinks there. am waiting for security improvements so my phone / bank acct doesnt get hacked through one of those apps.</p>
<p>Yea, I would also be concerned about hacking. What protection is there if your phone is hacked? Many of my credit cards provide 100% protection for fraudulent use of my CCs, plus they give me $$$ back. Why would I want to give those up? Some also give me other protection–extended warranty, car rental collision damage waiver, low price guarantee. So far, I stick mostly with credit cards, some cash & rare debit card–has worked well.</p>
<p>I guess I’m a hayseed because I never heard of this.</p>