They aren’t.
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Welcome back.
Self funded degree programs are not frown upon. Lack of purpose and/or focus for a Masters Program is.
A lot of people enroll in Masters programs because they think the degree will lead them to bigger and better things – often they won’t. Sinking time and money into a then “useless” degree is reason to brew discontent. That is what leads to criticisms and unpleasant feedbacks.
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