I don’t think it’s unusual for posters to caution students about the risks of high debt. The loans that were available when this site started aren’t the same as what’s available now. So posters who have come back after a hiatus may see different advice then when they were first here.
I do wonder what brings them back and if they’ll bother to stick around though. I was on a perfectly nice thread this morning typing up a comment to the OP when it just disappeared. Another technical glitch? I don’t know. The site seems to have some serious issues lately. It’s not intuitive and the search function is horrible, and those are just the surface problems. I wonder if the heavy drop in usage is an indication of just how serious those issues are. Where are the PR people? Normally, when usage plummets somebody tries to find out what’s causing the problem and attempts to do something to fix it. Advertisers go where the people are. If they aren’t here, where did they all go?