Why people with student debt are refusing to repay it

Given the current legal environment, I think those debt levels are insane. Given the competition out there and the smaller number of slots available, I think its a real gamble to think you will get and hold a job that allows you to service those debt levels.

But hey, I can see that bet and raise you on another: my kid wants to be a vet. Higher debt levels and lower pay. So we have that going for us. LOL

For doctors, I think the investment/debt levels make a lot more sense.