@“Erin’s Dad” @Gator88NE and @ucbalumnus Thank you for suggesting other options. I will look into UVA and Alabama. Unfortunately, the deadline for UF was November 1st. I am the second to last among my siblings to go to college and the youngest currently doesn’t want to go to college. I know this is crazy, but all of my older siblings went OOS for undergrad. My parents have A LOT of debt that they acquired before they even had kids (decided not to pay credit cards, student loans, medical bills, etc) and destroyed their credit. They’ve told me that their credit is so bad that they don’t even care at this point. I asked my parents about the parent plus loans, and they said that parent plus are income-based, so they have to pay very little each month. I am extremely grateful that my parents have been willing to make this sacrifice for me and my siblings. Financially sound? No. But, these loans have allowed all of my other siblings to attend OOS schools and all of them help my parents pay the loans back. I plan to do the same.
But again I will use the net price calculators and look into Alabama. Thanks everyone’s responses.