Hi everyone. I am currently an online student at Concordia University in St Paul, MN. I am halfway more or less, did half of my degree in community college was free thanks to grants. Now online, I am receiving less grants and more loans. I will be getting my BA in marketing, also have the option to finish entirely online. As soon as I found out that Concordia University offers many abroad programs I was willing to drop everything (I am from California) and finish my degree on campus, sacrifice living there so that I can get the chance to study abroad.
I visited the school and loved it. I am pretty much qualified for an abroad program thanks to my GPA. However, the credits in traditional programs are more and online the credits are significantly less. Online, it is 8 units less than in person and I will be done December 2017. In person I would be done later, probably summer/spring 2018. However if I decide to move I will be living on Campus. So the costs would be about 50-59,000k in person, not counting interest, just counting tuition (the rest of the credit I have left) and not counting studying abroad, nor housing costs etc…
I have been doing research and seeing that as a student I have many options available to study abroad independently, (my main reason for the move).
I would still have debt online and studying abroad on my own but much less debt.
I am in my mid twenties, so moving out and keeping it that way is important to me, especially after I graduate.
I am wondering if paying 500, 600,700 monthly for a student loan or even more would be worth studying abroad? Thanks!