<p>Has anyone tried to waive their student’s Yale Health Insurance coverage today? When I log in with my son’s net ID and password, it says I’ve already waived for this year when I haven’t done so. I called Yale Health and they are trying to find out if it’s just me or if it’s a glitch in the system. Has anyone else had this issue?</p>
<p>I was pleasantly surprised to have my son text me 2 days ago asking if it was OK waive the Yale Health Insurance like last year…did they send you an email??? He didn’t have any problems…except for a surprised mom…thanks Yale!</p>
<p>^^ Kudos to your daughter! My son also received the email notice, but he ignored it. Months ago, I wrote a note down on the calendar that June 17th was the first date to waive insurance, which is how I knew about it.</p>
<p>I was viewing the services to be payed and YHP:Hospital/Special appeared. If I already have health insurance and don’t want to subscribe to Yale’s, does this need to be payed?</p>
<p>I have a question about the YHP:Hospital/Special, is this added insurance really necessary? My daughter is covered under our health insurance. Our insurance covers everything, with no deductible and small copays. What have families done when they needed the Hospital/Special services and did not purchase the additional insurance?</p>
<p>If your insurance will cover hospitalization and specialty care at Yale, then you do not need to buy Yale’s insurance. If your student needs to find a specialist, I’m sure someone in Student Medicine can help him/her find one. In any case, the majority of specialists who see patients at Yale Health also see patients at the hospital clinic known as Yale Medical Group. I would be comfortable with the vast majority of specialists at YMG - you can PM me if you ever have questions (I’m a doc working for the university).</p>
<p>If your student has waived coverage and is hospitalized, I’m pretty sure that Yale Health doctors will not provide care to the student in the hospital. That would be done by hospital attendings (who are Yale Medical School faculty), or in some cases by the hospitalist service at Yale-New Haven. However, the student’s residential college dean would be involved in logistical or personal issues relating to a hospitalization.</p>
<p>Franco, once your student waives coverage, the Yale Health charge will be taken off your bill. He/she will need to provide information about alternate coverage. If my D is any evidence, it’s not that hard to screw it up - I would consider watching your student do the waiver. (then again, it wasn’t my D’s top priority!)</p>
<p>Waived students need to be aware of what services are covered under Yale Basic and what are not. For example, labs are covered, but if your student has an x-ray at Yale Health, YOU will be billed, not your insurance. Docs in Urgent Care are moonlighters after hours, and they don’t always know the rules.</p>
<p>Heidi-- Re waiving. Depending on what sort of insurance you have, you may want to look into whether there are “in-network” providers in New Haven. We have Blue Cross, and live in the NYC Metro Area, and New Haven is part of that region so there were lots of providers listed in NH. We have waived the last two years as it saves a lot of money, given that we wanted to keep her on our insurance as well for a specialist she sees at home once a year. CIEE83 gives very good advice about being careful about the more “in-depth” services and where your kid gets them if necessary. I’ll say that my daughter has not had much contact with Yale Health, though she’s gotten her annual flu shot there, and got some stitches taken care of, with no impact on us or our insurance financially.</p>
<p>I don’t know about the annual flu shot but something like a Gardasil vaccination is not covered at student health even if you have other insurance. They will just put it on your bursar bill at full cost. They are not set up to file claims to private insurance and even if they did it would not be covered because it is run as an HMO. There are limited primary care services offered to all but you really want to get most of your health services over at Yale-New Haven medical group if you waive since they can bill commercial insurance.</p>
<p>Flu shots are free, according to the site, but other shots are not covered - and traveler’s health is not covered even if you have specialty and hospitalization coverage (but it is available for a fee.)</p>
<p>It sounds like dining halls open on Monday, August 26. Does that sound right? The “Opening Days” calendar doesn’t come out officially until July 15, but I’d like to buy some plane tickets already.</p>
<p>@Yalegradanddad - My son still has to have the last shot of the Gardasil series. Since he is gone most of the summer, I was just going to wait and have him do it once he got to school. Are you saying that it is not covered under the Yale Health plan? If so, I will make sure he gets the last shot in the series before he leaves on the 17th.</p>
<p>I don’t know whether gardasil is, or is not, covered under the Yale Health plan. What we were specifically discussing is what is not covered <em>at</em> Yale Health if you in fact do waive the Yale Health plan. (See CIEE’s link above) For example, simple first aid type things, gyn exams, mental health, <em>are</em> covered for all students regardless of whether they sign up for the plan.</p>
<p>If you WAIVE Yale’s Hospitalization/Speciality coverage. Gardasil will cost $375.00 (for three doses) and $60 (for the administration of the vaccine).</p>
<p>Depending upon your family’s current insurance coverage, it may be worth it to just pay for the vaccine (via your family’s pediatrician, Internist or Yale’s basic plan) rather than opt for Yale’s Hospitalization/Speciality coverage, which may act as secondary insurance if your child is already covered under your present plan.</p>
<p>All students enrolled at least half time in a Yale degree program are provided with Basic Coverage at Yale Health Plan (YHP), located at 55 Lock Street. </p>
<p>Yale Health Plan Basic Coverage includes the following services at no charge:</p>
<p>Primary care through the Student Medicine department, including routine, ongoing, and wellness care as well as same-day care to accommodate immediate health issues. Services of specialty physicians are not covered unless you purchase YHP Hospitalization/Specialty Care (see below)</p>
<ul>
<li>Gynecology services, including annual exams and Pap smears</li>
<li>Preventive medicine services, such as routine eye exams and flu shots</li>
<li>Laboratory services</li>
<li>Access to care after hours and on weekends and holidays through the - - Acute and After Hours Care department</li>
<li>Mental health services</li>
<li>Nutritional counseling</li>
<li>Use of the Transitional Care Unit (Infirmary)</li>
</ul>
<p>Has anybody had a child in Lanman-Wright hall? My son has a double on the fifth floor, but no common room. From what I understand from him during our Skype conversation, the room itself is large enough for debunked beds, dressers, a futon, two chairs and a refrigerator. I am assuming that there is a communal shower in the hallway. Is this correct? Just curious more than anything. He told me that he ‘heard’ that Lanman-Wright is the worst freshman hall in a great location, but that Berkeley is an awesome residence hall.</p>
<p>re vaccinations -
I was in a Walgreens today the HPV Gardisil shot is about $600 over the course of 3.</p>
<p>We did all vaccines through insurance and the pediatrician.</p>
<p>Also–we do the full Yale insurance so there is no fighting for any bills. In the last 2 yrs K1 has needed flu shot, and has seen a doctor for viral infection/cough…and also sun poisoning…and for 2 different injuries re athletics.
Now home for summer–we paid out of pocket for a specialist to look at K1 re injury…however Yale health is covering the rehab.</p>