@mammamia123 . . . so what you’re inferring – and I’m taking gigantic liberties with this – is that you have numerous siblings or at least a couple of them who will need their college educations funded also (or maybe they’re in college at present, or maybe they’re done). And USC’s ride is obviously merit-based and you don’t even remotely qualify for need at Yale, which doesn’t offer merit. Partially true, flat-out wrong?