Affordable Care Act Scene 2 - Insurance Premiums

<p>dstark, Reading that link makes me realize that we, too, forgot about Medicaid signups when considering how to calculate the number of enrollees this year who were previously uninsured. We used the figure of 5 million or 11 million for the number of previously insured, but we forgot that of those previously uninsured, some have gone to Medicaid instead of private insurance.</p>

<p>That is true CF. Do you think the number is a lot though? If you qualify for medicaid, how much can you really afford to pay for health insurance? I am deducting close to 10 percent from the 5 or 11 Million number when figuring out total newly insured. You can deduct more or less from the 5 or 11 million number than me if you prefer. </p>

<p>When the McKinsey survey comes out again, hopefully soon, we can see what previously insured number fits best.</p>

<p>I don’t know if it’s a lot; I suppose it could be as high as 10% in expansion states. It was just something I hadn’t previously considered. I’m tired of speculating and ready to see some real numbers.</p>

<p>We just did see some real numbers. 1,018,000 sign ups in Calif at the end of Mar 15. :slight_smile: </p>

<p>Here are more real numbers…and anecdotes. </p>

<p>5 million. :)</p>

<p><a href=“http://www.hhs.gov/healthcare/facts/blog/2014/03/marketplace-enrollment-hits-5-million.html”>http://www.hhs.gov/healthcare/facts/blog/2014/03/marketplace-enrollment-hits-5-million.html&lt;/a&gt;&lt;/p&gt;

<p>ACA may end up short of 7 million sign ups because of 1 state. Texaspg, I am looking at you. ;)</p>

<p>"As this historic open enrollment period enters its final weeks, millions of Americans are finding quality, affordable coverage thanks to the Affordable Care Act.  Fernando Valdez and Denise Schroeder were part of a weekend wave of consumers signing up for new coverage and bringing enrollment nationwide to more than 5 million through the Federal and State-based Marketplaces since October 1st.</p>

<p>Fernando Valdez, 25, of El Paso, Texas woke up early on Saturday, after his mother insisted that he walk to an enrollment center and enroll in Marketplace coverage.  Now, he will pay $22 a month for his health insurance.  Fernando said that he walked away knowing that if “I get into an accident I will not be in trouble with trying to find health care."  Read more about Fernando’s story at: <a href=“http://www.elpasotimes.com/news/ci_25353816/enroll-el-paso-makes-push-get-residents-enrolled?IADID=Search-www.elpasotimes.com-www.elpasotimes.com”>http://www.elpasotimes.com/news/ci_25353816/enroll-el-paso-makes-push-get-residents-enrolled?IADID=Search-www.elpasotimes.com-www.elpasotimes.com&lt;/a&gt;.&lt;/p&gt;

<p>And Denise Schroeder says she now feels like “I have a whole new life” after enrolling in coverage in recent days.  Denise, a small business owner in West Chester, Pennsylvania who runs “Happy Heart Clown N’Stuff” which does balloon decorating and entertainment for parties is also a cancer survivor.  Because she had cancer, Denise knew she couldn’t let her health coverage lapse, but the $880 premium she was paying each month wiped out her savings account, and she said it was killing her.  But after working with an enrollment navigator, she enrolled on Thursday in a Silver Plan for $22 a month.  When she saw the new premium, she cried. </p>

<p>You can find more stories like theirs at <a href="http://www.hhs.gov/healthcare/facts/mystory/index.html. ">http://www.hhs.gov/healthcare/facts/mystory/index.html.&nbsp;&lt;/a&gt;&lt;/p&gt;

<p>Consumers like Fernando and Denise are coming every day to check out their options for affordable health care at HealthCare.gov or seeking help from a trained representative in person or via our 24/7 call center.  The last several days have been the busiest since December, with the Call Center taking more than 198,000 calls on Thursday alone –the busiest day since December 23—and more than 130,000 calls over the weekend.  Last week, HealthCare.gov saw more than 4 million visits—and an additional 1 million visits this weekend.</p>

<p>With only two weeks to go, we’re continuing to work hard to ensure that every American who wants to enroll in affordable coverage by the deadline of March 31st is able to do so.  So don’t delay; tell your friends and family to sign up today."</p>

<p>The only numbers that matter are the numbers on November 4. :wink: If the ACA was such a wonderful, popular program, the poll numbers wouldn’t be what they are re: the Dems and the Senate.</p>

<p>Poll numbers can change. ;)</p>

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<p>I hope they get there. </p>

<p>But, as of last week, 15% of sign ups had yet to pay January’s invoice…</p>

<p><a href=“Obamacare: Fifteen percent of Covered California enrollees haven’t paid – The Mercury News”>Obamacare: Fifteen percent of Covered California enrollees haven’t paid – The Mercury News;

<p>What was the bet number, again?</p>

<p>Bluebayou, I think you can tell me why 1,000,0000 paid is going to happen. </p>

<p>Why dont you tell TatinG? :)</p>

<p>^^sry, dstark, speculation ain’t allowed in this thread. :)) </p>

<p>If speculation weren’t allowed, we wouldn’t be over 11k posts, a huge chunk of which were to counter speculation…</p>

<p>Speculation is allowed. Politics isnt allowed. I did respond to TatinG’s political
Post. </p>

<p>How come I say we are going to have 1,000,000 paid, bluebayou? </p>

<p>Come on… I didnt pull that number out of my tush. ;)</p>

<p>How many federal sign ups on exchanges are we going to have now?
Speculate and tell us bluebayou. </p>

<p>dstark, I say we will have fewer than 1,000,000 paid in California, even counting all the people who are signing up now and whose insurance will start May 1. I’d be happy to be wrong.</p>

<p>Anecdotally, I talked to a man yesterday who signed up smoothly on the coveroregon website. He said the social worker who walked him through it said he was the first one to do it without a glitch. He went to a social services office to do it because of all the problems the site has had. But still he was able to use the website to sign up. The bugs are slowly getting worked out. Also, he is one of two persons I know who are very low income due to devoting their lives to serving others even less fortunate than they are who now have health insurance. I’m glad for these guys to have health insurance even though they have made choices not to turn their college educations into material wealth.</p>

<p>Not a socialist, just a humanist.</p>

<p>90% of the posts on this thread are political. One is either for or against an act that was political. One posts articles that either support or refute one’s prior political position. All those who are posting that numerical goals are being reached are posting them to support their political POV. Let’s be real here.</p>

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Gratitude accepted, long as we understand you’re thanking me on behalf of your creditors.[-X </p>

<p>Maybe I’m wrong but I was under the impression Texas declined the expansion to avoid the future obligations. Been a while since I saw the numbers but I recall them being on par to a chain attached to most of the cement blocks in the world.</p>

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<p>Had to put down the attack rebuttal piece after looking at the swing they took at that one, dstark.</p>

<p>(That they believe there’s going to be a late surge, much like many here, doesn’t even begin to make the statement untrue.)</p>

<p>My3girls, I love your post. </p>

<p>TatinG, there are people that like
ACA because it moves the country towards universal health care. </p>

<p>CF, 1 million is going to be close. May not make it. I think there will be more than 1.2 million sign ups and 1 million will just squeeze in and pay. We could get close to 1.3 million signups. 1.2 million is sweet. </p>

<p>Not a sure thing like 500,000 paid. :)</p>

<p>500,000 paid was taking candy from a baby. I believe that baby has not yet admitted he lost the bet.</p>