From what you have shared, I think it would be great for you to be able to live on a college campus. I am very much hoping that Carleton is able to come through for you.
I am generally not a fan of loans, particularly loans that are in excess of federal loan amounts. In your circumstances, however, taking out a small amount of non-federal loans (like $2k/year to cover your parent’s share of the family contribution) in order to get you out of the house and to a supportive environment like Carleton would be a reasonable decision.
@Catcherinthetoast shared this information yesterday.
I will keep my fingers crossed for Carleton for you, but I wanted to share this information in case this is a route you want to take.