Chance/Match a high school senior [3.6 GPA, 32 ACT, Business, <25-30K]

Chance Me / Match Me
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Demographics

  • US citizen
  • Public High School

Cost Constraints / Budget
30K max

Intended Major(s) Business Administration/Management

GPA, Rank, and Test Scores

  • Unweighted HS GPA: 3.6
  • Weighted HS GPA: 5.0/4.0
  • Class Rank: N/A
  • ACT/SAT Scores: 32

List your HS coursework

  • English: Accelerated English 1, Accelerated English 2, AP English Lang, AP English Lit
  • Math: Algebra 2/Trigonometry, Precalculus, AP Calculus BC, AP Statistics
  • Science: AP Physics 1, AP Chemistry, AP Biology, AP Environmental Science
  • History and social studies: AP World History, AP US History, AP US Government, AP Microeconomics, AP Psychology
  • Language other than English: Italian 3, Italian 4, AP Italian
  • Visual or performing arts: Fiber Arts, AP 3D Art
  • Other academic courses: PE 9/Health, PE 10/Driver’s Education, DE Business 111, AP Computer Science A

Awards Local school/extracurricular awards and AP Scholar with Distinction

Extracurriculars

  • Nursing Home Volunteer and Musician
  • Hostess
  • Summer Camp Counselor
  • All-State Orchestra Cellist
  • Varsity Hockey & Team Manager
  • UX/UI Design Intern
  • Investment/Stock Market Club Marketing Manager
  • FBLA Treasurer
  • Youth Financial Literacy Club Founder & President
  • Knitting Projects

Essays/LORs:
Fairly strong writer & good connections with teachers and other recommender

Schools

  • Accepted to*: Creighton Heider, Case Western, Miami University Farmer & Honors, Penn State Smeal, decent financially safe in-state college
  • Waiting on: UF Warrington, IU Kelley, Purdue Daniels, UIUC Gies, Villanova
  • Looking for: 3-5 more “reach” or “target” schools with strong aid for regular decision applications. Right now looking at Chapman, Fordham, and American.

*Currently other than financially safe in-state college, other colleges that child has been admitted to gave decent merit yet no need-based aid so they are more costly than the net price calculators predicted. That’s why we’re looking for a few more options hoping to see if we qualify for need-based aid or could get stronger merit if possible. Child would prefer to attend a diverse, collaborative, urban college with over 10k undergrad population. Thanks!

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Out of state public universities are unlikely to meet your budget because they don’t meet need for out of state residents. Unless you live in Indiana, Purdue and IU won’t meet the budget.

Run the NPCs on for the schools you are considering and see if they are affordable.

Glad to hear you have an instate affordable option!

I’ll let others recommend other private schools to try for business.

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How does a 3.6 UW calculate to a 5.0/4.0 weighted? Is your HS’s weighting system out of 6?

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Chance / Match Me template revision suggestions
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No, the school’s weighting system is out of 4.0.

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Unfortunately, you applied to schools that had zero or near zero chance of making your budget. When you have a budget, you have to pick schools for it, not for name. Too many don’t realize that. It’s not about rank.

So Miami Ohio, Penn State (even if in state), UF, IU, Purdue, UIUC were, I won’t say not good apps - but wasted apps unless in -state. It’s also odd that your list does not match your desires….specifically urban or diverse.

The first school I can think of is U Louisville, large, diverse and a few miles South of downtown in a big city. Direct costs are $43K but merit can get you under $30K but not knowing where you are from - I don’t know if it will.

Looking at your list of where you applied, the first that comes to mind since you have UF is its less selective but very good - and has tons of smart kids due to merit SEC sibling - Alabama. With your stats, you get $28K off so you are that $22K-ish. Culverhouse is an excellent b school. They don’t superscore for merit - so if it’s a 30 single score, you’d get $24K off. If it’s below a 30, then it might not work.

There are other SEC schools like Ole Miss, Miss State and maybe more that will work but Bama will be the best known and is most similar to UF. It’s basically a copy school of UF. Up and coming - not sure if it would work $ wise - is - Arkansas. They’ve invested a ton into the Walton School, it’s a leader in finance, and business is booming. Fayetteville is a nice size town.

Two others - Central Michigan is $28K total and has merit to bring you to $22K or so (it’s a few thousand higher the last two years). W Carolina is about $20K-ish all in.

If you seek the big flagship, then Bama because their merit is with a 3.5 but is earned with a top ACT - and you hit the $28K tier. Schools like WVU, Miami (Ohio), and Kansas - the GPA matters but not the test for merit - so while they’re lower cost flagships, won’t hit $30K. Bama uses the ACT to determine aid once you hit the 3.5 GPA.

Depending on your state, you might also have a regional program (MW exchange, New England exchange, Academic Common Market, WUE) - but you didn’t say what your state is. That could open up other schools to hit $30K…so if you provide your state, I can help you.

So those are ideas - some of which will work no matter what. Louisville might be the best fit but I can’t assure but Bama which is most similar to your list and has a more geographically diverse crowd than any school on your list (due to they buy kids in). C Michigan and W Carolina are a bit smaller but still 10K kids and will definitely hit.

Similar to WCU, these three will be priced the same ($20K-ish) but are less known - Fayetteville being the biggest city. You can research. They are called the NC Promise Schools.

Elizabeth City State University

Fayetteville State University

University of North Carolina at Pembroke

Finally, two more. More suburban but it’s smack in a 200K very educated city - it’s just not a city with a major downtown or sky scrapers - is UAH - which is known mostly for engineering but has business. It will be under $25K with automerit. It’s a bit under 10K kids

And UT Chattanooga - is across the pedestrian bridge from a great, touristy city - skyline and all. I think it will be a few thousand over budget but I may be missing some more $$. It might be the best fit based on your description of what you seek - if urban it is and 10k students and I’ve only ever heard great things (it’s a popular choice where I live).

But based on your big, public, rural list up top - Alabama would be the most similar and would beat the lower tier of your budget. And Louisville, if it hits and I can’t be 100% positive, the closest to what you actually described.

Good luck.

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I am wondering what state you are from. In many cases at least among public universities your in-state options will be the most affordable.

For those private universities that meet full need, I am wondering whether in general whatever the NPC’s say matches your budget. Often it does, but often it doesn’t. There are a variety of reasons why a university’s definition of “need” might not meet a family’s reality.

Unfortunately NPCs also vary in terms of whether or not they predict merit aid, and how accurate they are. Sometimes you just need to apply and see what sort of offers show up.

Have you run the NPC’s?

By the way, as universities get more and more expensive, the cost of education has become a significant issue for a large number of students and their families. Recent university graduates frequently find a first job that is good for them, and is a good start on a good career, but which does not pay very well. Graduating university with no debt is a big advantage, but will in many, many cases depend upon choosing an affordable university in the first place. There is nothing wrong with aiming to attend an affordable university. Rather, this is a very responsible and sensible and very important consideration to keep in mind. Also, sometimes it is up to the parents to be the “adults in the room” when cost considerations come up. Your child will thank you somewhere around about 5 years from now.

I have wondered about this exact question. However, the way that high schools compute weighted GPA in the US varies so enormously that I am just ignoring the weighted GPA and going from the unweighted GPA, which is pretty good.

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Since you want need aid, check schools that meet 100% of need. What do the NPC say?Some won’t be of size though and will be need aware - meaning they can say no even if admissible, because they don’t want to cover your bill.

Miami Florida, BU, Northeastern. Case Western. For publics, if not too late non direct admit UNC and UVA as they are the two publics that meet need for all. Someone noted UNC is doing some direct admit now. Not sure if deadlines have passed.

You might look at Rochester, Lehigh and Emory too and if a name matters more than size, look at Richmond even though it’s smaller. W&L, Dickinson and F&M fit small school flyers. They don’t meet need but Syracuse is becoming very aggressive it seems.

If you’re ok with your in- state and I’m sure it’s fine, then check these that are hard admits

I don’t know why the NPCs were off but I’m guessing at CSS and IDOC schools, many people don’t provide their full picture. The schools dig deep so the NPC and real costs don’t match.

But for a merit seeker, the list I provided above is much better because it has assurances due to automerit and / or low upfront cost vs these I’m listing here.

American, Fordham, and Chapman won’t be aggressive. AU has budget issues as does Brandeis but it (Brandeis) meets need. The three you mentioned could but don’t assure to meet and I’d be doubtful they would if Creighton doesn’t.

Two more - in PA - St Joes gets very aggressive - not sure if that aggressive and one poster for creative writing - between big merit and need - is under $30k I believe at Susquehanna. It’s a fine LAC with b school but everything you don’t want - size, diversity. But far more likely to hit budget than those you mentioned if your initial private acceptances like Creighton missed.

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Congrats to your kid on the acceptances so far. Those are some great schools!

Did you use the Net Price Calculators (NPCs) on the schools’ website or a tool like MyIntuition? If the school’s NPCs were off significantly, you may want to reach out to the financial aid office with copies of the NPCs to see why they are coming back so differently.

But to save some time, fill out the NPC for Princeton, which is arguably the most generous school in determining financial need. I understand that Princeton is not urban, over 10k undergrads, and is highly unlikely to provide an admittance. But if Princeton’s NPC doesn’t come back as affordable, then nobody’s NPC will come back as affordable when looking at it from a purely need-based perspective.

I’m also a bit perplexed at your kid’s wishlist when combined with the schools applied to. But if your kid is wanting an urban campus, then they need to look for cities with a lower cost-of-living. NYC, D.C., and L.A. are all very expensive places to live that would probably need at least $20k for living expenses, and there aren’t many popular colleges that will reduce their tuition down to $10k.

These two may be pretty much guaranteed to meet budget, if the scholarship deadlines haven’t passed:

  • U. of Houston (TX): About 33k undergrads, and even a modest merit scholarship can potentially come with in-state tuition…but the priority scholarship deadline may have passed.

  • U. of New Mexico: About 17k undergrads at this Albuquerque school

These are some other options that may be able to meet budget, with some likelier than others.

  • DePaul (IL): About 14k undergrads at this Chicago school

  • Louisiana State: About 33k undergrads at this Baton Rouge school

  • Loyola Chicago (IL): About 12k undergrads

  • Marquette (WI): About 7700 undergrads at this Milwaukee school

  • Saint Louis (MO): About 11k undergrads

  • U. of Cincinnati (OH): About 31k undergrads

  • U. of South Florida: About 37k undergrads at this Tampa school

  • U. of Utah: About 27k undergrads at this Salt Lake City school, and if your kid stays over the summer, then can qualify for in-state pricing after the first year.

  • U. of Wisconsin - Milwaukee: About 18k undergrads

I’ll second Tsbna’s suggestions of U. of Louisville, U. of Arkansas, and St. Joseph’s, too.

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Thank you very much for all of your suggestions! My child will definitely take them into consideration. They’re fine with attending the in-state college as it is very affordable. However since it’s very commuter-heavy, they’d like to explore stronger options that may be in our range, as we think a bit of prestige can help with gaining connections.

We checked Princeton’s NPC which turned out great, as did Dartmouth’s. But these are the ones that showed up most affordable and also crazy reaches. The other ones are a bit over budget probably because of smaller endowment.

Creighton has extra scholarships they’re qualified to apply for but of course it’s not a given. Also considered for Miami’s Presidential Fellows Program but this may also be challenging. I’m thinking Case Western didn’t pull through because we submitted the CSS a few days late? Should we send a letter to the financial aid offices of these colleges to appeal for more aid or is it better to wait for later and focus on finding other schools?

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Case is need aware so your amount of need required can be reason enough to reject you.

With a 3.6 and 32, you’re right - you’re not getting into Princeton or Dartmouth, neither of which has business btw.

The Miami Fellows is wonderful - but it’s not going to happen. Sorry. Other schools have full rides too you can seek out but are unlikely. Prairie View in Texas or Troy in Alabama have, what I believe, are competitive scholarships (not auto) - but that work with your stats.

It’s why I mentioned Alabama and a few others - if you don’t want commuter heavy. The beauty of Bama is they come from all over - literally. You have over 2,600 from Georgia, near 2,000 from Texas, 1600+ from Florida, 1500+ from Illinois, 1400 from TN and 1,100 from CA. And 1,600 from NY/NJ (combined). Why do they come?? $$$$$ They buy them in.

Given the “big” names you listed, that’s your match. Creighton, being Jesuit, is great if you want that and you can get the price down. But based on CDS stats, it won’t happen. St. Joes might be another to consider. They go real deep. LaSalle too - as they are building back the school to success - but schools like St. Joe and LaSalle pay big to get kids.

Yes, you 100% need to focus on other schools - those listed above with Bama being most like your list - and a big name - Culverhouse is well respected.

I’m not sure of the “prestige” part from your list - I think, like most others, they’re going to find jobs on their own - and using websites and when the economy was good, they’d have no issues. Mine, not business, had 19 interviews and 5 offers by xmas from Bama. But that was on his own - and as another parent pointed out, the same jobs at Handshake at Michigan are on Handshake at Bama - and probably every other major school.

The reality is - you have a budget - so you need to build to hit the budget and you, quite frankly, simply didn’t - just to put in reality. Your list wasn’t built for your situation.

Now, you note your child is fine going to the home school - and if that’s the case, you can be done. But you noted he would like to experience other schools (presumably non commuter)….so if that’s the case, you have a list of many above from several posters. But focus on those assured to hit costs, not may possibly hit. Take any “possible” out of the narrative - so your MS State, UAH, Central Michigan and there may be more. These are asssured with auto-merit

Tell us your state of residence and we can maybe open up some more if you are a part of a regional exchange or if a school (like Louisville) offers extra $$ for your state.

That’s what you have to decide - but your hopes of a Presidential at Miami (even Honors won’t happen) or getting enough from Case (even admission is dicey), etc. These schools are adept at saying no.

When you have assured to hit a price target, that’s ALWAYS a better way to go than an appeal or applying to what you think are good names and hoping.

Hope is not a plan.

Applying to schools that will 100% assuredly make your budget is a plan.

Good luck.

These are the scholarships I mentioned above - but check with the school as they may be competitive and not automatic.

Prairie View (an HBCU) - The Regents’ Student Merit Scholarship

The Regents’ Student Merit Scholarship is the University’s most prestigious award. The Regents’ scholarship covers up tuition and mandatory fees, on campus housing, meals and books ($600 per semester) every academic year (excluding summer semesters). Regents’ Scholars who are non-residents are eligible for an out-of-state tuition waiver. The criteria for the scholarship are as follows:

  • Must have graduated from a high school within 12 months of enrolling at Prairie View A&M University.

  • Student cannot be considered a transfer student from another college or university.

  • Must have a minimum 3.50 cumulative high school GPA. (3.50 on a 4.0 scale)

  • Must have a minimum SAT score of 1260 (New SAT)/1760 (Old SAT) Verbal,Writing and Math only or 27 composite ACT score. The SAT or ACT score is same day testing. A combination of test scores from multiple sittings will not be used to determine the minimum required score.

  • The Regents’ Student Merit Scholarships are renewable up to four years (eight semesters) provided the student earns 30 semester credit hours per academic year with a minimum 3.2 cumulative GPA.

Troy

The Scholars Award

  • Students with a 30-32 ACT/1360-1440 RSAT and a 3.7 GPA will receive tuition and basic housing
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Thanks for letting us know the results of the NPC at Princeton. So extremely generous schools will meet your family’s degree of need. But the issue is finding those generous schools that are likely to accept your student.

There are very few fields where prestige will help with connections. And often, it’s the prestige itself, not the connections that are helpful for those fields (investment banking and some management consulting).

But if you’re looking for connections…look at schools that have strong alumni networks and/or that are regionally very-respected and/or are very respected in particular fields. So although students can apply for positions anywhere in the country, the college is likeliest to have the strongest connections in geographically closer areas because most recruiters will not be traveling all across the country when hiring young recruits.

If the in-state option is more of a commuter school and your kid wants a residential campus experience, I’d keep looking. “Fine” doesn’t sound like the response a kid would make about a school a kid is looking forward to attending.

One school that I don’t think has been mentioned is Oglethorpe. It’s in Atlanta with a very diverse student enrollment. Your kid’s ACT score would qualify them for their Flagship 50 program, making the tuition the same as your in-state flagship. It only has about 1500 undergrads, but it’s part of the ARCHE consortium with Emory, Georgia Tech, Georgia State, Agnes Scott, Morehouse, Spelman, and other Atlanta area colleges, which expands the number of course offerings and the pool of fellow undergrads, which is a compromise your kid may be willing to make.

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Hello everyone. Hope everyone is having a great new year so far! It has been a while since I’ve been on this thread so this is probably long forgotten about but I have a few updates regarding my kid’s application season.

Here are schools they got into that aren’t as pricey and the annual direct costs after grants/merit and before work study/loans:

  • FSU (first year abroad): ~40k (year 1), ~20k/yr for 3 years at Tallahassee campus (tuition waiver)
  • Purdue: ~42k/yr
  • Oberlin: ~20k/yr
  • Hobart and William Smith: ~23k/yr
  • Saint Louis University: ~26k/yr

My kid also has some reaches to wait for but above is what they have in the meantime. I found out they’re not interested in schools located in the “Deep South” or mountain states. Would really appreciate any advice and opinions about any schools above if you have any insight about them! Thanks in advance!!

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Thanks for coming back.

So in your initial, you said $25-30K but you list some that aren’t.

So FSU is deep South. It’s not what you think of deep South like MS, Alabama or Louisiana, but Tallahassee is near the redneck riviera (it’s just inland) and Florida’s laws are….to the right of most any state. The first year abroad does get you in state tuition the last three years so congrats.

Purdue, while not in the South, Indiana will have similar laws - if that’s the case - as will Ohio.

Oberlin is obviously a different type of school - LAC. I’m not familiar but many here talk about fit, being an athlete or being LGBTQ there. So you might look more at fit if you choose it. Hobart is also an LAC and has a Business Management and Entrepreneurship major. They are not AACSB accredited, I’m not sure how much that matters. St. Louis U is Jesuit, in another “conservative” state.

I guess a few things pop to mind:

  1. If you want the big flagship, on budget alone - you have to go FSU. I like FSU - and I don’t know why you are avoiding the deep South, but if it’s politics, I don’t see how it can work. But I will say the same about Purdue, Oberlin, and St. Louis U.
  2. If you want an LAC, look at the curriculums of both Oberlin and Hobart. I imagine, unless LGBTQ based on comments from the website, Hobart will be better. Does the business curriculum fit your desires ? It’s not specific in discipline and not accredited.
  3. St. Louis U is in a conservative state - but it’s the one mid size and is Jesuit - does that matter?

I don’t think you have a bad choice and fortunately all are affordable. If I had a “major” desire, I’d choose FSU or St. Louis. Love Purdue - but not seeing why you’d choose a school well over your budget x 4 years.

Not sure why wants to avoid the deep south - but who else is left? If the deep south is politically motivated, I’m concerned with the list built (with the exception of Hobart). And I might re open and add a school like Central Michigan that would hit cost.

Best of luck and congrats.

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Purdue is making huge investments into its business school. Holding more job fairs specific for the business school and having more co op opportunities. The career center and office of professional practice are fabulous.

Happy to answer any Purdue specific questions you have them!

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Congratulations on these acceptances.

Based on your price limit in your OP, it seems Purdue is not affordable, is that correct? If it’s still on the table, would it require more than the $27K max of direct student loans?

FSU with first year abroad and then tuition waiver is great, but it’s in the south. Obviously Purdue and FSU are much larger than the other schools.

What would he major in at Oberlin? (in case he would say Econ, that’s not like studying business, at all. Econ is also quite rigorous at Oberlin. My point is this major is not for everyone, it is highly theoretical (which can be interesting to some, or too dry/boring/difficult for others.) Ohio has become quite a conservative state as well, just something to think about. And like Tsbna said, Oberlin is a ‘fit’ school more than the others. I would strongly suggest a visit to any of the schools he is considering, if he hasn’t already.

SLU hits on his desire to be in an urban area and has a good business school. He would give up football (compared to Purdue and FSU) but the Jesuit style of education is great and the students at SLU seem nice and down-to-earth.

Where is he on this list of preferred criteria (aside from no deep south or mountain states)?

What are Creighton and CWRU’s net COAs? Is he still waiting for any acceptances and/or financial aid packages?

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It appears Oberlin has a business major.

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Thanks, must be new since 2023!

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Congratulations to your son on receiving multiple affordable acceptances, and thanks so much for circling back!

From the first post:

And this week:

I think what would help is to find out what matters to your kid the most. What are the nice-to-haves compared to the must-haves?

  • Diverse
  • Collaborative
  • Urban
  • 10k+ undergrad population
  • Not in the “Deep South” or mountain states

Frankly, the only school in the affordable acceptances category that seems to meet the criteria is Saint Louis U.

It’s diverse with 11% Asian, 9% Black, 8% Hispanic, 60% White, 5% 2+ races, 4% international, and 3% unknown, and 24% are Pell grant recipients, per College Navigator.

Collaborative is hard to quantify, but I’ve heard about happy students at Saint Louis, and Jesuit schools have a reputation as collegial environments.

It’s definitely urban, and it has more than 10k undergrads.

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But, it’s also kind of like the flipping a quarter scenario. If the answer that comes up feels wrong or causes regret, that tells you something. So even if Saint Louis seems to best respond to the wishlist, if he wishes a different school rose to the top, that’s important, too.

(I’m assuming that Creighton, Penn State, and Miami U. all came back as unaffordable and well north of Purdue’s price by their omission from the affordable options list, though please confirm, as it helps posters and future families in knowing what has happened previously.)

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