“ * Unweighted HS GPA: 3.4 (honestly just guessing school does not provide UW gpa)”
You started there. That’s why. You need to demonstrate a ton of interest and maybe apply ED. It’s a top nursing school.
You need to check transferability - not non nursing schools - if doubt that arises. And schools that match, not reach. I know a girl at NYU. She dropped nursing after two years in. She’s now on the 5 year plan.
Do you have a counselor at school who can help ? Seems you are a bit all over.
It’s nursing. Where you go won’t matter. What your family needs to decide is if Rutgers is $30k, I’d be willing to spend more. If not why not Ramapo. It’s not direct admit but you simply have to meet the requirements of the first two years. If you didn’t anywhere, you likely wouldn’t advance anyway - DA or not.