If it appears affordable it seems fine to apply ED. Pay attention to any costs that may not be included in the net price calculator such as travel, health insurance, books, spending money (NYC is expensive), etc.
IMO as long as you have academic/financial safety schools you would be happy to attend it is fine to give a few reaches a shot – that way you never have to wonder “what if.”
For UGA you should see if there is an honors college/program you might qualify for.
Lastly, if your username is your real name you should change it. How Do I Change My Username?
Good luck