Chance me for Ivys, BS/MD Programs, NYU, and Swarthmore

Providence - Roddy

Applicants considered for this one scholarship, which covers up to tuition, fees, housing and food costs, must aspire to a career in the medical profession with plans of attending medical, dental, or optometry graduate school. Consideration is based on outstanding academic achievement in high school. No separate application is required to be considered for this award. The Roddy Scholarship is only awarded to first-year students who reside in the United States.

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As others are suggesting, if you can use QB and can match anywhere, that is going to be easily your most reliable path to a truly affordable college.

If not, there are many more colleges than just ā€œIviesā€ that have a meets full need policy. Exactly what that means depends on how they define need, and some also rely more on loans whereas others have gone to no loan policies. One thing you can get used to doing is checking our their Net Price Calculators.

Personally, I would not get too distracted by BS/MD programs. They are longshots, not necessary, and in my view sometimes not advisable.

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Thank you for this!

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Is URichmond need blind? Also, I am curious if I would be a competitive applicant to NYU?

Please consider carefully how you plan to make this work at Penn State financially. In my opinion…it won’t. Your total federally funded loans for all four years and medical school would be $200,000 which would not cover this full 7 year BSMD. You won’t be able to work once you get to the MD portion. At.all.

Private loans are available but they would require a qualified cosigner who could assume payment of those loans. It doesn’t sound like your parent has sufficient income to make this happen.

You mention you have a single mom, but if your other parent is still living, there are some colleges that will require their financial information via the non-custodial parent Profile…unless you get a waiver.

Please don’t rely on the Net Price calculators as they have the potential to be inaccurate for single parent households.

Above all, you need an affordable option or two where you would be happy to attend college. Please please put medical school on the back burner for now. That decision can be made later. Find an undergrad school. That is the number one priority now.

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Last I knew Richmond was both need blind and meets full need for domestic first year applicants.

There again is an extensive list of such colleges. You can google up compilations, and in fact there is one at Wikipedia (broken into domestic only plus ten also including International), but you do need to verify individually before applying.

ETA: that said, you can also apply to some meets full need colleges that are need aware. It just means you need to take that into account when categorizing it for your list.

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Here’s a third party list so you have to check. I don’t see Dickinson and Sewanee on here. Need aware schools still pay up big but they might want things like first gen which you have or ethnicity.

This site needs to be updated. I don’t see Washington and Lee on this list of schools guaranteeing to meet full need (maybe I missed it).

In addition, the federally funded Parent Plus loan is listed and there are now significant limits on the amount of these loans per year.

The best place to get info about how colleges meet need is on the college websites.

I’m going to say this with as much respect as I can as I respect the opinions of people here and what they provided to me. The responses you have and will receive on this post and the last are just opinions formed in part by one or very limited direct experience and the rest reading comments online or in books that may or may not be accurate. My personal experience for my older kid was that many of these same people were very negative with their confident advice, but their advise was way off on acceptances and scholarships. People here really don’t know which schools will accept you or how much money they will offer. IMO, if you don’t swing for the fences you cannot hit a home run. But, you also have to plan for the safe game. Don’t doubt yourself, apply where you want, state your case, but have a backup plan with schools you are sure of. No one will create success for you, but only you can prevent your success.

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This student has significant budget constraints. They are being advised to apply to schools that meet full need as well as schools that offer significant merit. Penn State BS/MD is not affordable.

To the OP: The University of Richmond appears to be need blind.

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My two cents is this forum is at its best when it is explaining basic concepts and considerations, pointing to the various more reliable sources for information (like school websites, the Common Data Set, and so on), and possibly giving suggestions for specific schools to check out based on what the kid or parent has explained they are looking for, and which they may not have realized were possible options.

But I agree ultimately it is up to each family to do the real detail work in investigating colleges to make sure they are suitable for consideration, then finalizing an application list that makes sense for that kid and that family given their specific resources, needs, and preferences.

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All due respect- if OP is indeed Questbridge eligible, the ā€œdon’t doubt yourselfā€ strategy goes out the window.

Long time posters (whose expertise you dismiss) have seen kids blow their chances because they assume the generic ā€œ5 reaches, two matches 2 safetiesā€ applies to them. Or whatever the current numbers are.

The OP needs a different strategy to maximize chances for an affordable BA at a fantastic university. I know a kid right now at Community College who decided that a ā€œswing for the fencesā€ approach was the best way to leverage his Questbridge application. Major oops.

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You guys are forgetting I have Rutgers 5 minutes away from me with the Scarlett Guarantee as my safety. Rutgers is absolutely a fine school to lay back on.

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I’m sure everyone agrees. I’m glad you are wise enough to recognize that Rutgers is a fine option.

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Statistically speaking, Rutgers will be the school I end up attending due to my other schools/programs having sub 15% acceptance rates… But I’m wagering that I am in that top percentile of applicants based off what I’ve done. All we will have to do is wait and see. I will let you guys know of my questbridge CPS/NCM results and SAT scores when the time comes.

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If you have Rutgers as an affordable safety then you are in great shape. Good luck!

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I agree Rutgers is a fine choice for premed, or in general.

However, as I understood the conversation above, Rutgers would cost you around $29K in tuition, and that doesn’t include room and board.

Depending on your family’s actual financial circumstances, you might be able to do better at a private with good aid, including room and board. That was a large part of the point of referencing the extensive list of meets full need colleges, including some which now have no loans policies.

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I think the Scarlett Guarantee covers the first 2 years and the Garden State Guarantee covers the last 2 years.

Hopefully the OP can clarify.

Garden State Guarantee acts as a ā€œlast dollarā€ award covering gaps after other aid, primarily for third and fourth-year students with family incomes up to $100,000 (which I’m elligible for). Essentially, I’d be attending Rutgers which is -10 minutes away for free.

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I think due to funding cuts the garden state guarantee is now just for juniors and seniors with family incomes under $65,000.

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