Financial issues mean that you need to consider finances. Either apply where you will get merit… or apply where you will get FA. Have you used the net price calculators? Can you afford your EFC? These schools will not all meet full need.
You … as an undergrad… can only take out $5500 your first year, $6500 your second year… and $7500 ( ?) your third and fourth year. You can’t take out loans higher than this… and you will need to fill out the fafsa and maybe the profile… using your parents information.