@Taylorwicks I will say this once more but then I am done giving you advice. We are here to help you find affordable schools. Most people have financial constraints. It is time to face reality.
You indicated that your parents won’t pay and they make $130,000 a year. You reported that you will apply as an independent …to get more aid… but you do not seem to meet the requirements. You can’t apply as an independent. You can’t take out large loans as an undergrad. Will your parents cosign $200,000 in loans? Will they qualify?
You have the $5500 Stafford loan, money from your job, and any merit you receive… if you apply to schools where you qualify. You need a LOT of merit. Your EFC to schools that meet need appears to be around $20,000+. Can you pay $20,000 a year? You should retake the ACT… your score is good but not good enough for competitive schools that meet need. A school like BU will not meet need- even if you get some aid … . it will still be too expensive.
Good luck to you. If you get accepted to Wisconsin and Ohio State… I wish you luck.
Look at the merit money posts in the FA threads. I am now done.