Just an inquiry is different than filing a claim. One slightly different example is when D1 damaged a friend’s car. We had lots of calls to the insurer to understand our liability (the car was registered and insured in a no fault state.) No claim, no change to our own costs.
Similarly, when part of the fence blew down, they paid. The only change in pricing was what’s normally expected. YMMV.
What brand and model? I’ve taken the front glass off for cleaning.
The glass on the oven door at my SILs shattered yesterday. She’s planning on redoing her kitchen so isn’t looking forward to going without an oven for the duration. I suggested parts central to her. Thx.
@lookingforward, As I mentioned above, your insurer may have submitted your inquiries to CLUE depending on their interpretation of your interactions. Your current insurer won’t use the CLUE database because they already have the info. If your problem didn’t cause your rates to rise, that is great.
However, if you need to look for new insurance for whatever reason, the new insurer will look at the CLUE info and that will effect how they underwrite and determine rates for your policy. That is when inquiries and claims can come back to haunt you.