<p>You also need to have a doctor’s (or comparable) income to take on such a huge debt burden. Many of us who work in the nonprofit sector had to pay off our college and grad school loans before we could ever afford to <em>have</em> children, let alone afford a private school education for them. If you have the income to afford that huge debt service, then more power to you, but not everyone can qualify for huge loans like that, let alone pay them off in a timely manner.</p>