Help choosing for twins: UMD [full ride for one], UPenn [$30k], Berkeley, UCLA, [Rutgers $22-29k] [students in NJ, divorced parents, one parent in CA and students can get CA resident tuition]

You’ll know better than me and my sister was in California but she had judgement after judgement against her husband - and got nada. Even if enforced somehow, it may not be timely and you don’t want to be asked to leave due to non payment.

I don’t know your financials but I would plan worst case, not best.

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I agree. It is very difficult situation to push one twin to take full ride to free money for another one… Financially sounds great but psychologically… absolute crap. It is like you sacrifice one son for another.

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Got it. But I understand reservation of OP. Being Jewish with a lot of family in Israel I would not send my kids into colleges where unchecked antisemitism with a lot of concern s with “freedom of speech” in administrations caught in-between.
Avoiding and feeling comfortable are too different approaches.
Also privates have a right to stop “freedom of speech”. Public are not even sure what to do…

We also have a family in Israel, but we are not religious and my kids didn’t even have bar-mitzva (I am from former Soviet Union and grew up without knowing any traditions), but my son was truly shocked. At least at UPenn they fired the last president and I haven’t heard about protests at UPenn recently, I hear a lot about Columbia though.

Yes and unfortunately even the smartest kids can’t pass over prestige especially if everybody in your peer group are going to prestigious school.

I know. We have been there :slight_smile:

We agreed to contribute $30K a year each, there is no way I can pay $60K a year

Again you have very valid concerns. I would not want to be in your shoes. It is very sticky situation…

You will know a lot more tomorrow after your ex meets with Penn. Since financial aid is very heavily income-based, I would expect that your family contribution for Penn will increase significantly for future years, but hopefully that will be clarified tomorrow. Make sure he knows to meet with an actual financial aid officer and not just talk with whoever answers the phone . That’s often a student who really won’t know how to answer nuanced questions. He may have to make an appointment for a scheduled time with a financial aid officer.

If it will be more, can/will he be able to make up the difference? If so, can he put the money into a 529 for the kids so you both know it is earmarked for them ?

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@Anna75 I have sent you pm.

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And if your kids choose a UC, what happens if your ex moves out of California before they graduate? Will they still be covered as exemptions to the nonresident tuition?

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College Republicans is the largest club on campus and at Cal people of all ideologies can co-exist. There is of course a small vocal minority but people around them simply ignore them and there is a pretty sizable Jewish community on campus.

I recommed the OP review the info here

https://diversity.berkeley.edu/support-uc-berkeley-jewish-community

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If your son attended Cal Day, my understanding is that the level of protesting on that day was, if anything, a bit higher than average. Administration chose not to do anything about the ongoing protests during Cal Day as they felt it might backfire and cause conflict. Tours simply avoided going through the protest areas.

So your son shouldn’t worry that it’s more extreme the rest of the time (if he was worrying about that).

My son is Jewish and involved in Hillel. He had some issues earlier in the year with students on his dorm floor but this got better with time. At this point he feels that for folks in COE at least, the conflict on campus is mostly avoidable.

In the end, budgets drive decisions - and guess what, plenty of kids pick lesser ranked schools - some voluntarily like mine and others driven by budget.

They have UMD with Honors - this is top tier.

It’s easy for them to spend your money - but guess what -they each have $30K each if you have $60K.

So Penn is $30K but when it goes up, who is paying the difference?

The UCs aren’t $30K with living. UCB is near $50K.

Duke and Rice aren’t $30K.

Sure, they can get summer internships - unlikely after first year and maybe even 2nd year but they can get summer jobs, etc.

But this seems to me like if your budget is $30K per kid, you’ve got issues.

You raised him - and while they might push back, you can certainly lay down the rules or they don’t go to school.

If your Penn price goes up and you can 100% assure to cover it, great - but it doesn’t seem likely and then you’re going to have a huge huge huge issue - having to pull them out of school or to go into substantial debt.

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I thin it’s too hard to predict what tomorrow will bring…

And that’s true at EVERY college and university.

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100% agreed.

I’m more concerned that UCB - correct me if I’m wrong - is $48K in state - so if the OP has $60K a year for two kids, it would seem to be a non starter because it’s the same who got the UMD full ride.

#2 has a regent scholarship - not sure how much that reduces the $48K.

I.E. could one go to UCB at $48K and the 2nd on Regent - and have it be $60K or close? I don’t think so - but you’ll know better.

OK - reading more - it’s a tad over $38K tuition room and board - but that still leaves only $22K to UMD - and there will always be additional expenses but hopefully the $4K health insurance can be waived - but there’s travel, eating out, transport - all the things even a conservatively spending kid will do.

I would also expect these kids to be able to finish in 3/3.5 years comfortably so there are certainly ways to stretch the dollar if needed.

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It’s odd - my kid came in with 36 credits yet still took four years. Many of them overlap or don’t count - but I know some graduate early.

Graduating early could also potentially dim employment prospects.

But that’s a fair explanation.

Thanks

Then - could they provide that “additional” cost each year - because if it’s a yearly cash flow, they’ll still need to reach higher during those years.

I’m conservative - I just see a lot of risk based on what has been laid out thus far.

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If I’m reading it correctly

Twin 1:

  1. UMD full ride
  2. UCLA - CA in-state tuition, got into a fast track program with guaranteed research starting sophomore year
  3. Berkeley - CA in-state tuition, got into ECS department
  4. UPenn - $30K (got need based aid)
  5. Ga Tech ($46K)
  6. UCSB (Regents scholarship)
  7. UCSD
  8. Duke ($51K)
  9. Rice ($35K)

Twin 2

  1. UCLA
  2. UPenn - $30K
  3. Ga Tech ($46K)
  4. UCSB (Regents scholarship)
  5. UCSD

#1 & #2 has Regents at UCSB. That’s $5K/year. UCSB estimates COA in dorms at $41K. COA in an apartment is estimated at $36-38K.

Note that UCSB Regents does not include priority course registration.

Has twin #1 ruled out Rice at $35K?