<p>Ha, ha. My daughter actually lost track of the schools she applied to after a while(not even that many), and honestly answered that she didn’t remember. I insisted that she apply to UPitt and Penn State, and she got early answers from both. After that, I really did not care if she applied anywhere else.</p>
<p>She did not have her SAT scores (took them once) on the tip of her tongue, either, and could not give an answer when asked. I guess all anyone knew was that she was in the tough classes and had gotten some nice awards beyond the local level.</p>
<p>To get back to the OP - I think your list looks fine, and I would suggest you smile and nod whenever anyone asks where you are applying. At our high school, about half of the top students go for merit-aid schools rather than the highest-ranked school they can get into, for reasons similar to your own, with some turning down Ivies for state honors colleges or merit scholarships.</p>