Income disparities & dorm decorating

Whenever any of us parents visited campus, we’d always offer to take the kids to a meal and a Costco run. They were always grateful. When we did the Costco run, we were fine with buying them whatever they wanted or needed (groceries and beverages filled the cart).

My kids always worked out up front how much things would cost when they did activities together so no one was surprised or embarrassed. MOST of my kids closest friends were those of roughly the same economic circumstances as them, though many had to take out varying amounts of student loans.

My kids public HS had an incredible range of SES. About 12 percent on free and reduced lunch. Some middle class. Many top 5 percenters. And 3 billionaire families.( when one was asked at college why he didn’t attend private school he said “ that’s for the kids who can’t hack the honors/AP track at my school ….he meant the wealthy kids who couldn’t )

For comparison, about half of public school students in the US were eligible for such in 2019-2020, according to Number and percentage of public school students eligible for free or reduced-price lunch, by state: Selected years, 2000-01 through 2019-20

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I don’t think my daughters’ hs had 12% on reduced/free lunch. It was a fairly new school (maybe 5years old) and in a suburban area that had few (I can’t remember any, but there might have been some in neighborhoods I didn’t drive thru) apartments and mostly newer housing. On the other hand, not one percenters either.

Their catholic hs in California had much more range for income, because there were many millionaires (no one on free lunch, but a few scholarship students). I drove a Honda Accord but many of the students had Jags and BMWs.

To be sure we are a wealthy district. But the extreme range ( we have had very recent immigrant families with almost no resources and the wealthiest of the wealthy) is somewhat unusual in most high schools

4 posts were merged into an existing topic: Setting a “spending money” budget for college – realistic guidance

I will tell the most crazy income disparity story here. We are obviously … from my stories here …..not poor. The kids in my daughters sophomore dorm were not either as it was a “ block” of campus housing fir her sorority ( her school did not have houses for the sororities). The housing looked like a motel 6. One that was pretty rundown both outside and in. It was furnished with the most hideously ugly couches. This was not an SEC college and although most of the girls had nice expensive comforters that was the extent of the decorating. These were girls from very wealthy families including those that did expensive weekend trips. However all of them were agog when a girl in another sorority ( in the motel 6-like block next to them) showed up with professional movers, a decorator and a truck from Room and Board. The movers pulled out all the furniture. The Room and Board stuff went in with the decorator hanging stuff and putting down fancy rugs over the nasty looking carpeting and other flooring. The entire process sans the decorated was repeated in the spring ( the campus furniture had been put in storage!) Even most of the crazy rich girls thought it was a crazy thing to do. But when word got around campus one of the on full aid students told my daughter sge had heard about it but thought it was a myth.

This is a tough one for me to answer because I have a hard time imagining myself advising my kids on these kinds of things. I guess I just assumed they’d figure it out on their own. It also helps that I have boys - they’re less likely to go overboard with decorating. And honestly, I’ve never been someone who thinks a room needs to match. Decorate your side however you want; the roommate can do the same. I didn’t want any say in how the room was decorated - that was entirely up to my kids. I did help pick out a “manly” navy-blue comforter and sheets, though.

In my city, the rich people are doctors and lawyers. The idea of a mega-wealthy person living here kind of makes me giggle. That being said, my kids grew up seeing real poverty, and they also had friends - children of those doctors and lawyers - who had a lot more than we did. Growing up, we had to be extremely careful and choosy with our money, but we still were able to do a lot of fun (albeit cheaper) things.

My older son went to W&L. We were just above the bottom income quintile, so not poor, but definitely below average. And that was with the big raise I’d gotten a couple of years before - just in time for FAFSA, lol. I think his roommate was in a similar situation, maybe a bit better off. S definitely had wealthier friends, but I don’t recall it ever being an issue. If he ever felt uncomfortable about it, he never told me - just like I never told my parents how embarrassed I was wearing Kmart clothes at my high school, which I now refer to as “the land of the rich and pretty people.” (And that was just a NOVA public school, not even a private or boarding school.)

My younger son went to JMU. I know that two of his three roommates came from better-off families in NOVA. I’m not sure about the fourth. One of them even decorated his place with cracker boxes. I loved that. My brother did the same thing with cereal boxes 30 years ago.

I honestly have no idea how they handled paying for things as a group. I don’t know how often they ate out. That was all up to them. They were responsible for paying those kinds of expenses. They knew to pay off their credit cards each month. College was their time to grow up without constant parental supervision. If they needed help, they knew they could come to me - but they never did for such matters.

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Are these hypothetical situations or is this happening to your student already? My D attended a prestigious LAC in the northeast. She was a full pay student. She could afford to “participate” but her friend group didn’t live that way. To be honest, we never gave our kids any advice about their spending habits because they also financed their own social lives. We gave them no spending money. One of my kids was very frugal and the other spent a lot of money on beer😆

If your child finds they are being shut out because she doesn’t spend as much money as her “friends” then they aren’t the really friends. So maybe emphasize that. High stakes Dorm room spending tends to be more of a thing, afaik, at bigger colleges with well established Greek life. I am generalizing, of course.

If I had found that my D was in that kind of dorm room situation, I guess I would have said she should save more money, work harder over holidays, or request money for Christmas and birthday gifts and buy whatever she wanted for her dorm room. I wouldn’t have spent any more money on her dorm than what she needed to be comfortable.

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I wouldn’t advise them regardless of what side of the relative wealth spectrum they found themselves in. Their realities as young adults are their realities and they will have to navigate them independently in real time as adults. Throughout their lives they will inevitably (and hopefully) interact with people of far fewer and greater financial resources. This is life.

I would however feel confident in their abilities having had 17 years as parents to display behaviors consistent with the blessings, limitations, grace, flexibility, and humility that I would hope they could draw upon and share.

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Do you mean that you wouldn’t preemptively advise them or do you mean that you would not give them advice even if they asked your opinion? Just curious. While I agree with your point about young adults needing to navigate these issues in real time as adults, I have to admit that I am pleased (actually shocked) on the very rare occasion that one of my young adult daughters asks my advice on a social situation. I would probably give her advice in a heartbeat.

The other college aged daughter does ask my advice more frequently but more because she wants to vent or gossip --she doesn’t usually take my advice but she does seem to enjoy talking through her ideas with me. I’ve learned to listen more than talk.

While none of my kids have run into the room decorating situation described by the OP, they have attended boarding schools and colleges with some fabulously wealthy classmates. It bothers one of the kids more (and consequently she is always broke because she is trying to keep up with kids who have more spending money) while my other kids don’t seem to care much. I don’t give either of the college aged daughters any spending money. They are solely responsible for covering their out of pocket expenses through their jobs and refunds from their scholarships. One is a saver and thrifty. She ends each semester with more money in her checking account than she began. The other consistently has higher paying summer and school year jobs and yet she ends each semester dead broke as far as I can tell. It worries me some but I also have some faith that she will figure it out eventually. She is spending her own money not mine, and part of becoming an adult includes making mistakes and learning to live with them.

I do think kids sort themselves into social circles a bit so the wildest spending students primarily socialize with other students who spend wildly while kids on tight budgets choose to spend their time with other students with tighter budgets. And yes, there are still individual friendships across circles and some mixing of groups, but there are also often soft boundaries that mirror socioeconomic backgrounds.

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Not saying our approach is better than any other approach, but you asked and it has worked for our family.

My general approach to parenting is that I am not here to ensure you succeed but help pick you up when you fail. I view resilience to be a product of adversity so don’t mind my kids failing. This has included social, academic, athletic and professional areas. We obviously have moved the bar for involvement subject to our kids ages, maturity and the importance of the situation.

The scenario being described in my estimation is one that a kid should be able to handle on their own if they are confident and have self awareness.

That said when my kids do ask for help I try to frame my responses in a way that allows them to solve their own problems. I typically would start with what does your gut tell you is the right thing and go from there. I would prefer they develop an inner voice rather than rely on what I might do or think. This approach is unfortunately a product of having lost my dad when I was young but comes from a place of trying to protect my kids from the unknown.

Again not for everyone but was responding directly to the OPs question.

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I like the concept of ‘everybody has to run their own race.’ That’s pretty much the philosophy in our household.

People attend college from all walks of life. Colleges are often fairly diverse places…even if you might not see a bunch of different ethnicities & races on campuses at certain colleges, there’s diversity of backgrounds & experiences anyway. Some students come from great wealth. Some come from comfortably upper middle class families. Some students have to pay for it all themselves and have food insecurity during school breaks.

Reading the tea leaves & looking into my crystal ball, I think that my rising HS senior will end up attending University of Arizona (which us parents are thrilled about!). There are some students attending U of A who you can tell come from $$$$. They’re the ones with the BMWs and Mercedes cars in the parking lots/garages (often from OOS).

Every year in mid-to-late August when it’s freshmen move-in weekend, the Tucson area news stations do reporting of move-in day. There were some…interesting ‘man on the street’ interviews of parents helping their kids move into the dorms.

There was 1 family from in-state. They were pretty middle-of-the-road. The mom talked about how they’d purchased the dorm stuff over several months to spread the cost around over time, and to find & take advantage of good deals on the stuff their student needed. They fit it all into the SUV or minivan they had arrived in. Normal modest amount of stuff. All the regular dorm decoration things you’d expect.

Family #2 was from OOS. They flew on Southwest Airlines & took advantage of the 2 free checked bags policy (which sadly is no more, boo!). The mom had preordered some stuff ahead of time from Walmart and Target for pick up in the local stores near campus. Average total amount of $$ spent (the news station doing the reporting asked).

Family #3 was also from OOS. Flew in a few days prior to move-in day. Stayed at an AirBNB. Mom told the reporter that over the course of the couple of days they’d been there so far, they’d spent over $2000 on buying stuff for their daughter’s dorm room. They purchased what I thought was a lot of extra furniture…I found that to be a little amusing because some of the U of A dorm rooms aren’t all that big!

Will my daughter see girls on campus decked out in $150 lululemon leggings, carry Louis Vitton backpacks & purses, and the like? Absolutely yes. My kid doesn’t give a flying fart about that.

Will my kid temporarily feel bad if some other student makes fun of her for not being into “all the things”? Yes. But she’ll get over it because she’s resilient and she will seek out people who she feels she better connects with. And yeah, she will judge that other student for being a rude butthole.

Should colleges/universities impose $$ limits for decorating one’s living space? No. But they can and they do enforce fire codes & other safety codes that apply to dorms.

When it comes to this sort of thing, I subscribe to the notion of ‘equality of opportunity, not equality of condition.’ There will ALWAYS be somebody in life who has more than you. Somebody you know who’s throwing their $$ around ostentatiously or putting others down for not having as much $$ as them are not people you’d want to spend your valuable time with anyway. So move on and find your crew elsewhere.

Besides, when it comes time to getting your assignments, projects, and tests graded in college, the professors don’t give a rip about your lululemon leggings and expensive backpacks. And they don’t care if you’re driving a $75,000 car that your dad bought you for HS graduation. So if you’ve spent all of the semester partying like a rock star and taking advantage of the extra spending $$ you have, that’s great and fun and all that, but that’s not going to help you pass your classes.

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So, this thread was hypothetical as the OP just answered her own question?

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This thread was a spin off from posts from the “class of the parents of” thread after a mod note was posted. My understanding was that the OP wasn’t asking necessarily for themselves but helping to continue the conversation.

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Correct.

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I haven’t read every response. My two girls went to ACC publics in the south.

There was/is a TON of money at D1’s university. She was in a sorority and we saw it right away when we showed up to a pre-football game brunch at her sorority house on gameday and were literally the only ones in game day jerseys. Everyone else was in high-end clothing, dresses and polo shirts. Many of the girls wore dresses to the games. I learned quickly and adjusted what we wore to sorority events going forward. To their credit, everyone was always kind and welcoming (many families at this U are generations of attendees at this U), and we are still friendly 8 years later. I don’t think we were judged for it. It never phased D, as she was one who was happy to be invited to multiple vacation homes. D’s freshman year roommate had the room decorated in top to bottom Lilly Pulitzer. Thankfully, all we had to invest in was a comforter. On move in day, the roommate’s family stood around while an employee of theirs moved all of the stuff into the room.

I was prepared for the same type of thing at D2’s U (sent her to college with dresses for the football games). I was pleased to experience that her U was a complete 180. Very down-to-earth, come as you are type of crowd. I way overdressed to her first sorority family event - everyone was in shorts and college t-shirts. It was a breath of fresh, as they say. I don’t doubt there is big money there, but they don’t flash it around.

I had financial conversations with both daughters before they left for college, so there was no illusion as to what we were willing to spend on everything associated with their 4-year journey.

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At my kid’s Big 10 school known to have many wealthy students the sorority girls wore for games what I’d call bespoke game day jerseys. Ordered on Etsy or small tok tok shops creators would take a boxy crew neck sweatshirt and rework it with a more fitted look and a new plunging lace up neckline or fringed bottom etc…..

At my sorority, we had a few kids we knew had some family money - father a bank exec, worked for GM, the student had a fancier car (no BMWs or Jags, but a step up from a Dodge Dart or Pinto). Well, it turned out we had a couple of very wealthy kids but you wouldn’t know it by their clothes or spending habits. Turns out the Dodge Dart driver was the step daughter of a Pittsburgh coal millionaire and lived on an estate with ‘staff’. Another girl had gone to Miss Porter’s School and had been a debutante (with old money, not new)

We just knew them as friends. No one flaunted their money, but they’d give you rides if you needed them, go on a TBBR (taco bell/baskin robins) run on Sunday nights with those of us checking the jeans in the laundry for loose change to afford dinner, wear the same free tshirts to a football game won by answering a trivia question at a pre-game contest as the rest of us rather than buying a new shirt at the bookstore.

Are their really rich kids in sororities? Yes, Kourtney Kardashian, at U of A, Lori Loughlin’s kids at USC, There are plenty with little or no money. Don’t worry about it.

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Presumably a GM car?