It's What I've Been Doing All Along

[insomniatic]

<p>

Good point, mapesy. I think this may be one of those threads where everybody is right. There are those who are very careful with their money and still struggle, and there are those who are careless with their money, have lots of excessive or frivolous “stuff” and no financial cushion. I took the OP’s comments to be directed at the latter.

</p>

<p>I was directing this thread at the people who are careless about their money. This thread was never meant to be who is wrong or right. I was just making observations.</p>