<p>Yes, my parents had to cosign, but I pay for it every month, and believe me, no matter what I have to do if I lost my job or something like that, I would NOT miss a payment.</p>
<p>Maybe you think it’s naive, but I have known my boyfriend for a really long time. We have lived together before in a situation where I was “officially” responsible for paying. He has never been late, took advantage of me, or gave me any less than he promised. Maybe you believe one experience is not enough, but I am confident that even if we broke up, he would not leave me haning (and I could pay for it on my own if he somehow did). In fact, in college, he has always helped ME out with money, if I was waiting for a check to come or something like that.</p>
<p>Your bf sounds like a very terrific person. Patient, kind, gentle, everything that a parent would want for his or her child. Lean on him for emotional support, and really find someone else to help you through this weird transitional time in your life. Maybe at some point you will be able to come clean to your parents about everything that you are afraid they will find out. What’s the worst that could happen? You are already a very self-sufficient woman, and if they get mad at you, so be it. They (and you!) will eventually get over it. They love you very much. Living in fear is a terrible way to go. Perhaps a therapist will be able to help you find your own inner strength and power. Don’t ever give that away to anyone. Not even your parents. At this time in your life, they have to be able to accept you, or not. They will figure out that if they don’t accept you, they are the ones who will suffer the most. You are on the brink of your life. You can do it!</p>