Just a ballpark - how much is “a lot”?
Lol at Calicash. Are you serious?
I can count on one hand the number of couples I know who DIDN’T live together before getting married. No pregnancies. I’ve lived with my now-spouse for ~4 years and no pregnancy (and even now that we’re married there won’t be one ofr a good long time). I’ve been sexually active much longer than that. Wonderfully, a few millenia ago, they invented something to take care of that. A few decades ago they even perfected it! 
I reject the idea that you need to live alone before living with someone else. I despised living alone and only did it briefly (in high school). I also reject the idea that young adult romances can’t last (obviously).
I also don’t think it’s a good idea to bite the hand that feeds you. If your parents are paying for college and don’t approve, wait it out. If you can afford it and they’re cool with it (or not paying your college costs) then go for it… next year.
We’re all so different. I enjoyed living with others AND living alone. I thought I grew a lot in each context. It truly is about OP and her family, if they are contributing in any way to her college financially, as to whether they are in favor or opposed to her moving in with the BF. I’d wait a bit longer before deciding that I REALLY wanted to live with a BF or anyone in particular. You indicated you plan to do this AFTER you complete freshman year, so I think it’s way too early to contemplate this seriously now. So much will likely happen in the next 12 months–see how you and BF both grow. This is a very exciting time in your life where you are exposed to new people and ideas. Enjoy the fascinating mix you’ll find on campus!
Honest.
Truth.
I think you should look very, VERY hard at the financial situation before you decide to do this.
You say you have a lot of money saved up, but I would bet it wouldn’t last very long if you are suddenly paying lots of expenses (but I might be wrong).
Thank you for everyone’s opinions. I had to ask because when he brought up the topic, I was surprised. We have planned a lot of things and am looking forward to spennding college with him. Just not living with him quite yet. I intend on going to college and saving up a lot of money for my future. The topic of moving in together will come up in the future but it wont happen for awhile. I want to make sure we are both financially stable before doing so. He agrees that finances are a big issue. I would like to clear things up though. Pregnancy would not happen because I have vowed to wait until marriage. I also have no intnetions of partying, drinking, or anything related to a “typical” college lifestyle. The next four years will be studying, working, choir, 2 weeks of study abroad, church, and CPA preparation. I will make friends through these activities. My parents are also not paying for my college education or transportation. I managed to take on no college debt through many, many scholarship and grants. My mom told me the only things she’ll pay for is my food at home and medical costs. The rest is my responsibility.
Sounds like you have a really, really good understanding of your relationship and how you want to take hold of your own future. Good luck!
I think people are being too harsh with @CaliCash
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We've been dating a couple months
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The OP wrote the above. I don’t think any 18 year old, incoming frosh, should consider moving in with a BF when they’ve only been together for 2 months.
Best of luck, OP! You seem to have a lot of things figured out and good for you for thinking ahead.
Just remember that plans don’t always pan out. Even if you are deeply committed to nothing in the “typical” college lifestyle, just be aware that things may change in new and interesting ways. Not saying they will, just saying they might.
Living with someone is really going to change your college experience – at least on the social side of things. You will not have the freedom to date and having a live-in boyfriend closes you off from some of the more enjoyable aspects of college life. Meeting new people, developing new relationships and going out. I am thinking that I would feel some obligation to forego those things and spend my free time with him. And it is likely that he will expect you to as well. Unless you are 100% certain that this is the “one”, I would wait and postpone living together.
I really, truly have to disagree with some of the things in this thread about the idea that living with someone closes you off. It can, certainly, but it by no means has to.
I can say with absolute certainty that living with my SO did not, in any way, inhibit either of us from going out or forming relationships… and we often went out without each other (actually, this was more common than WITH each other). We had plenty of outside interests that didn’t include the other and our friend groups only loosely overlapped… and we were in the same small residential college to boot!
Relationships and living together are only restrictive if you let them be.
@romanigypsyeyes I think you are right that it depends on the relationship. My own experience was that the boyfriends that wanted to move in together were the ones that were very possessive. They wanted the security of having you come home to them every evening and the public statement that there was an established relationship. For a lot of reasons I never agreed to a live in arrangement, but I did have one boyfriend who rented the apartment right next door to mine. It was not a good situation when we broke up.
I am thinking that it might be harder for the OP to fully incorporate him into any social circle that she might develop at school since he is attending another school.
You certainly have worked hard for your college education. Since you are paying for your education it would make sense to stay at home with free room and board. Save those costs as long as possible. Someone up thread gave the advice to enjoy the beginning stages of dating. Enjoy the “newness” of being in the relationship. I would agree, don’t plan too far ahead at this stage of the relationship. See where this new school year takes you both. Please enjoy being in college too. It’s a wonderful time in life, you really get to discover who you are, on your own terms. Best wishes!
THIS! This would be the main reason I would advise the OP to wait. I think at any age, you should let a relationship progress through some stages. Living together involves a certain level of commitment. I don’t think your relationship has been long enough to go to this step yet. I don’t think you even need to plan it out just yet. Let things evolve more. Further, as you are starting college, let some of that new chapter in your life unfold, as you continue to date your BF. As time goes on, see how you feel and if you are ready to take this step.
While everyone is different…I’ll give you one anecdote of another time line for another young person, my own daughter. She had boyfriends in high school. She went away to college at 16 and had about 3 boyfriends in college, lasting about a year or so each. When she was 17, and a sophomore in college, she met a guy in her class who became a good friend but she was dating someone else. For three years, they were friends. When they graduated, they started dating one another. They have been dating for over 5 1/2 years (friends for three before they dated). A year ago (after 4.5 years of dating), they moved in together. About a month ago, they got engaged. In about 15 months, they will be married. In my opinion, this sort of time line, while it would differ among others, paces things out. They certainly did not move into together for a long while. In fact, they were out of college for four years before they did so, AND had experienced living away from home with roommates before they got an apartment with one another.
OP said they’d been together a couple of months but might live together AFTER FRESHMAN YEAR.
FWIW I met the love of my life (I thought) freshman year and would have done anything to be together. Sophomore year I was sooo glad it was over. I’m very glad we did not live together.
You are smart to wait at least 'til next year. I think I changed a lot the first year of college. School was more fun when unencumbered by a significant other.
I think it’s smart that you two have decided to give it a few months. Just be sure you’re not using him as a convenient way to move from home. It’s incredibly awkward and extra hurtful if you have to separate in the middle of a lease and you can’t afford the rent by yourself.
embio: I have no opinion to give on living together. That is for you to decide. However, what I am reading from your posts is a fairly new relationship with a partner who is telling you he is serious and committed. And you see a future with him, too. That all sounds good to me. Best of luck. 
Wait! Did everyone else miss this tidbit? OP, do you mean you are waiting until marriage to have sex or to become pregnant?
I didn’t miss that. If OP hasn’t had sex with the BF yet, it maybe hard after living together.
Moving is hard and stressful, especially when it is unexpected. I would wait until you are very certain about the relationship before you move in. Worse still is to have to stay with someone you no longer like because you have no where else to go.
That’s true that they are not moving in together just after a couple of months. STILL, however…why the need to commit yet about living together a year from now? Let things evolve naturally. They have only dated a couple of months so far. If they are together all of freshmen year and things are moving in the direction of a serious commitment, then they can decide if moving in together is what they want to do. I don’t really think they even need to discuss it yet. Too soon. Also still quite young. Yes, many relationships that go the distance start very young. I met my husband-to-be at the start of my freshman year in college and was married the summer after my sophomore year and he had graduated at that time.
OP, if I were you, I would probably wait until you have been together for a while, but I don’t know you or your relationship, so that’s your choice.
I just wanted to offer a few thoughts on waiting until marriage to have sex, because I have done that all through college and my adult life (for non-religious/non-cultural reason, not that there is anything wrong with doing it for religious or cultural reasons either), and I just wanted to offer some suggestions.
I did live with a boyfriend for a summer in college, and no, we didn’t have sex. However, if that’s the route you decide to go, be realistic - it may create added pressure for you. I would definitely suggest having your own bedroom, or at least your own bed. Make sure, extra sure, that your boyfriend knows that you moving in together is NOT a step towards the two of you having sex - sit him down and have a conversation - don’t just assume. Make sure he is in this for the right reasons. And most importantly, make sure your own boundaries are very clear to you. There are a lot of different kinds of intimacy/touching/kissing, etc. In your own mind, figure out what you are and aren’t comfortable with, because trying to make a decision “in the moment” is a really bad idea, in my opinion.
Be aware that there will be people who will tell you it either can’t be done (as in, if you live with a boyfriend, you will sleep with them), or that you somehow owe it to him, because the relationship is serious. Neither is true. Again, be realistic and realize that it may and probably will make your decision harder/more complicated if you are living together, but it is doable. And you certainly don’t owe it to him, because the relationship is serious. Don’t let him or anyone else pressure you. Just be honest and straightforward with him from the beginning.
As I said, I also wouldn’t have sex unless I were married to the person. I went through all of college and the years past college, as well as a long-term, serious relationship, and to this day, I am very happy with my decision! Absolutely no regrets
Good luck!