You need significantly lower ranked schools. You have a chance with your financial situation only in school where you will be absolutely the top student. It would be very tricky. Those schools usually do not have a lot of money to give…
I would focus on schools in your country…
Also you did not tell about your country of origin. This is a big deal.
Say some schools look at diversity. For a example, if you are from Kazakhstan, or Nepal and want to study art or social justice it is one situation. If you are from China, India, Vietnam, or Nigeria and interested in popular majors, it is totally different situation.
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