<p>^ Wow! Go eggson! Sounds like he’s been raised right. ;)</p>
<p>Professing ignorance here – what is a Murad cigarette card?</p>
<p>S’s grad party was Saturday – on Monday I mailed all his thank you notes! Woot, woot!</p>
<p>No signs of greatly increased resonsiblity on Son’s part. He leaves on a trip on Saturday morning and I’m insisting that thank you notes be done by then, but they aren’t started yet.</p>
<p>Last night I dug out all the mail Son received from his school in the busy last two weeks. Seems he was supposed to log on on June 1st to take a language placement exam. He hasn’t had French since sophomore year. I think I’ll have him do a couple of online quizzes to get the cobwebs out, then take the test almost cold. It wouldn’t be the end of the world if he didn’t place out of any classes.</p>
<p>Yesterday was our 30th wedding anniversary. Surprise… we spent it on the soccer field. We will celebrate tonight with a nice dinner in the Cities. Wanted to sit outside but it is cold and rainy still. 
Gift will be a trip to California wine country in July that I don’t have to plan!!! 
I am planned out with all of the senior year stuff. D2 got up and out of the house early to start her training program for school. Hopefully her enthusiasm will last the rest of the summer.</p>
<p>congrat NM</p>
<p>and Cpeltz (awww)</p>
<p>Happy Anniversary North Minn and NMH!</p>
<p>I’m totally intrigued by those Murad cards. Really cool art work. D’s school card was ebay for $34; S’s for $3!</p>
<p>Yes, the art work is great on those Murad cards, some cards are rarer than others, so prices can vary. The tobacciana collecting is a big thing evidently. As these were all premiums (stuck inside cigarettes packs or pouch tobacco) they are small! I bought myself a Syracuse Murad card & put it in a small frame. Some of the silks-a college athlete printed on silk are very high priced. Those don’t have much appeal to me, the silk always seem to have those brown spots ( or “foxing” as it is known) on them.</p>
<p>Happy Anniversary NM.</p>
<p>Hi all! We are wrapping up senior year with graduation set for next Friday the 19th. D and I leave on the 23rd for UCF. So much to do, so little time! </p>
<p>I still need to figure out banking, how to “bring money” with me to set up an account in Orlando for her and get a debit card for her from the bank up here.</p>
<p>She found the “perfect” comforter set at Marshall’s so looks like someone is bringing that on the plane as a carry-on! Ugh!!</p>
<p>We’ve been spending time online looking up classes for her intended major and comparing professors at ratemyprofessor. D and I prepared a spreadsheet, aka a “cheat sheet”, with the breakdown of time, class number, and professor’s “rating” for when she attends Orientation 2 weeks from today.</p>
<p>JSM - You are paving the way for those of us who won’t be dealing with banking and class registration until later in the summer. Good luck and bring home lots of advice ;)</p>
<p>D’s roommate didn’t do the banking thing till she got to college. Turns out that all the banks set up tables and booths to snag business during this time. Same with cell phone providers. </p>
<p>We set up banking from home and cell phone at school.</p>
<p>? Most of you aren’t just sending them with the bank accounts and cell phones they already have? Or they don’t have them already?</p>
<p>When geek_son went out of state on a summer program a few years ago, I set up a joint checking account with him at my bank. Got a debit card for him, and linked the account up to my ATM card. “Sending money” just means driving up to the ATM and making a transfer – then he can charge or withdraw on the other end. Very convenient and lets me monitor the transactions if I wish (it was reassuring to watch him spend his way through the senior trip after he quite texting! ;)). He doesn’t spend much, so it’s worked pretty well so far.</p>
<p>This summer, we’ll probably get him a low-limit secured credit card for books so he can start on his credit rating and habits – charge the books, email the amount, get reimbursed and pay off the card. Unless Congress does manage to change the banking regulations to allow banks to charge interest from the day of purchase, in which case we’ll have to rethink that a bit.</p>
<p>Geek_Mom we will look at doing banking for D near her school. She will still have the local account but the ATM fees (I hate to pay to get my own money) would exist unless we have an account where she can fill from her local bank with a check - wait a few days and then be able to take the money out from the bank located near her school. Did the same thing with S. He has never paid an ATM fee.</p>
<p>I would like to set up an account on campus but there are no branches here in NJ.</p>
<p>I do not want D to have access to all of her money in an account in college.</p>
<p>I’m trying to figure out how to keep the bulk of her money here and to refill her debit card (from down there) as needed so as not to accumulate ATM fees.</p>
<p>Okay, this conversation is proving that I’m in denial about the whole Son moving away thing because I can’t bear to read about bank accounts, cell phones and the nitty gritty of being away.</p>
<p>Roommate assignments are going to be sent on Monday. Son will be away on a trip then…hope his roomie doesn’t see the lack of immediate contact as a bad sign.</p>
<p>We’ll set up an account at one of the two banks near campus. The closest (BofA) appears to have no fees for students. The other oner one, TD North I’ll check out. My wife’s cousin is an exec at the parent, though I don’t think it will be particularly helpful.</p>
<p>We can deposit checks from our bank into that account. It would be separate from his other accounts [Checking, investment, 529]. We’ll put in a monthly amount and see if that is enough.</p>
<p>Cell phone: we’ll see. We’re in the same state so I don’t know if there are roaming charges. If there are, I’ll ask the company to change the number.</p>
<p>The local bank near D’s school recently sent us a very smart marketing flyer with details for opening an account with them online to avoid lines at orientation. It’s a student account with low or no minimum balance. Not sure yet if we’ll switch her from the account she’s had since she was 16, since our bank doesn’t charge ATM fees OOS, and I have the flexibility of moving money from savings to checking for her.</p>
<p>My older daughter never used the account we set up for her out of state. She pretty much did everything with her debit and credit cards on our bank. If you don’t have OOS fees at the ATM, it doesn’t seem to me there would be much of a need to set up an additional account, esp. if you can transfer money to her account.</p>
<p>Hi everyone! I’m new to this forum and glad I’ve found this thread! It looks like I have a lot of catching up to do </p>
<p>As for banking, D will likely switch to a bank that has a branch near campus over the summer. I’ve been letting her do the research, going under the assumption that if she can get into a good college, she can handle decisions about where to put her money. But am I in the minority with this approach?</p>
<p>Without trying to sound like commercial, TD North has been great. Refund on ATM fees, link the accounts so you help at home in the event of lost card, additional deposits, etc. S goes to school in Canada, is currently in Asia and it has been great. I suggest getting a second bank card for them to stash in the underwear drawer in the event of first card getting lost.</p>