<p>a word of warning
My grandmother had a long term health care policy but no one knew where it was.
I suspected it was in a safe deposit box, but I didn’t have information about where that box was and my mother was too out of it to research. Make sure that someone knows where all your papers are.</p>
<p>My mother insisted on moving her into a nursing home close to her, after she was unable to stay in her senior apartment, and it was difficult for me to visit her there as my youngest had just been born and had her own special needs.
While my grandmother was living closer to me, I had called her everyday and took her to the doctor and grocery store, and I regretted that it was so hard for me to visit her in the nursing home. Both my mother and sister had assured me that she didn’t know what was going on and wouldn’t notice if I was there, which delayed my initial visit. I was horrified to find that when I did visit her a few weeks after she had been moved, that while she didn’t have small muscle control, and couldn’t speak intelligibly, she was very aware of what was going on and could communicate.
As my mother and sister lived much closer I had hoped that they would keep me posted on her condition, but neither was very motivated to do so. My grandmother died soon after my visit and although she left my mother about $100,000,000 after expenses, she wouldn’t agree to a funeral.</p>