Hi. My daughter got $1750 in subsidized gov’t loan. I know from my son that the max total for the first year is $5500. The statement from her school only gives $1,000 for unsubsidized. I don’t understand why they didn’t give her $3750. Can they limit how much gov’t loan she can take? It factors a lot into what we can pay and we want to max it. That is what we asked them to do. How can I get the extra $2750 that they did not put on her account?
She had gotten the max The $5500 is for the year, so it is $1750 max in subbed per semester and $2000 per year in unsubbed, so $1000 per semester.
She’ll get the rest in the spring.
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Your daughter can get the remaining Direct Loan as an unsubsidized loan assuming this won’t make her aid exceed the cost of attendance at the college. You just need to contact financial aid and ask for this.
The amount of your subsidized loan was based on your financial need. The most it could be is $3500…I believe. BUT your student only gets the amount subsidized based on their financial need.
I think the explanation from @twoinanddone is possible IF the award you received is for one semester only.
@kelsmom
Is she enrolled in a summer term? If so, the award may be a semester-only award.
I don’t know why I didn’t think of that. Duh. Thanks
It is just one semester….they are right - I spaced out on that. I have to say, DS school has a much different view of what meets need than my daughter’s even though both are “meet need” schools. I knew that when she accepted, but it is so much more noticeable now that the bill is here. 
Yes…schools that guarantee to meet full need can be many thousands of dollars different…because the formulas vary.
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Is this semester a “third” semester for the year? Many meets-need schools only offer grant aid for two semesters, fall and winter/spring. If a student chooses to attend school during a summer term, they offer loans only for that semester.
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