Social Security is on it!
Hey, I just got this msg on this post, lol:
”You’ve replied to @deb922 3 times, did you know you could send them a personal message instead?”
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I appreciate the advice! Truly! It’s been so helpful
When cleaning out an parent home for the estate sale, and one of the adult kids took Mom’s change jar upstairs, “out of the way” for the estate sale. That change jar was never seen again.
Maybe it was $10, maybe $100, whatever it was, it felt really oddly out of character.
It was never mentioned, as no one wanted to make it a big deal, but it was remarkably odd.
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Don’t sweat the small stuff!!
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We’ve been assisting on a cleanout. And gosh, it would be nice for somebody to take that big box with containers of change. There is talk about one of the college kids (who will help move furniture next week) rolling it up… but my recommendation would be for her to just take it to a change machine at a bank (free) or machine (fee), use the money for pizza etc. Oh, it will probably need to first be scrubbed for foreign coins.
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If you use the machine at the grocery store, it will automatically reject the foreign currency. BTDT
I pick a gift card instead of cash, there might be a fee but it’s smaller
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My husband dumped his change in a jar every night, as he hated having it in his pocket. The kids knew if they rolled it, they could keep it!
As my father was a small business owner, I grew up rolling the register coins during the summer, so taught my kids young how to put the coins in the tubes.
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We have found that banks can be super picky about the rolls these days. After years (decades?) of us wrapping our change and using the $ for a fun family outing, we now take it to a machine in a grocery store and get a no fee gift card.
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Our credit union has one of the machines that counts change - I am still finding change from my parents. As a member there are no fees involved. I get a slip with the amount and redeem it for cash, either in hand or in my account.
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The last time I tried to roll and deposit change, the bank said they didn’t have a machine and would t accept rolled change either.
Everyone’s bank is different, this was my experience.
I am finding that fears of fraud are much more prevalent than they were in the past, in many places, not just the bank and change.
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And the foreign money it sorts, they just might give it some excited little kids! That’s what our grocery store manager would do with ours from time to time
I wrapped up and brought $22 worth of coins to my bank the other day. I was nervous they wouldn’t take it, but they did. And I didn’t even put my name/address or anything on them. In the old days they’d want that, so I’d put address labels on the roll. But I’m almost out of labels! I don’t get charity freebies in the mail anymore.
Change machine will probably just spit out/reject foreign coins so don’t spend time on that. Most will let you get ecards for total amount without fee. I always get Starbucks but there are other choices including charities
After mom died I sold a few somewhat valuable old coins to a coin dealer. I asked him about the huge jars full of wheat pennies that she had. He explained how folks of a certain generation somehow thought that those all-copper pennies would be worth something some day. He weighed them and gave me 2 cents apiece, I think. He showed me online which wheat pennies do have value–it’s only a few of them.
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I was PTA treasurer for years. Rolling quarters from Friday Popcorn Day sales was a family affair at our house. Now, we take our coins to the Coinstar machine. It’s just not the same. 
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I have a somewhat delicate question
I am going through all my tasks as executor. I have a list and am meticulously planning. Reporting what I need to do.
Yesterday I set up meetings with mom’s FA and lawyer. They both told me that the meetings were for me only. After a call with life insurance, they told me I should inform my sibling that she will get an email from them. So I did.
She asked if I had sent in the death certificate to the FA. I didn’t tell her I set up a meeting for next week.
Would it be ok to call the FA’s office and ask them not to give out that information? When we’ve called or met with people together while mom was ill, my sibling would cut me off and not let me talk. I’d like the opportunity to talk without her input.
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I think it’s fine to set up that boundary with the FA and lawyer. After you have the meeting, you can tell your sister that it happened and here are the takeaways. Again, blame the third party; you are just following their rules.
I think your sister is unfortunately looking for a fight with somebody, no matter what you do, so you may as well protect yourself whenever possible. I think your Mom made the better choice for executor, fwiw. You are doing a great job, and were a great daughter to her. Don’t let people make you doubt that.
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Hmmm. If the FA said that they only wanted to meet with you, then can you be upfront with her but make them the bad guy? Are you worried that she’ll try to muscle her way in regardless?
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Wait – you’re the executor and she’s not? No problem at all. Do what you need to do. No apologies necessary.
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On the executor thread I mentioned the process I went through with my mom’s Ameriprise accounts. I had an initial meeting like the one you have set up. In that meeting, the FA asked for my brother’s contact info so he could set up a separate conversation with my brother. Starting the process is the executor’s concern, the details of the transfers are the beneficiaries’ concern.
When MIL died, H and his 2 siblings were included in that initial meeting, but only because they were all co-executors.
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In my mom’s last days, my sibling was trying to get mom to change her FPOA and executor designation to her.
Mom lapsed into unconsciousness before she could change her will.
I am the only named executor