<p>Impress upon S that any accidents or tickets he has ALSO affects the other insurance where you have multiple linked policies. For example, we have three cars insured under our policy–if any accident or ticket is issued, it increases the premium say 25-50% on ALL policies for 3 years, I believe. This is steep and I believe it’s pretty common. If he has his own policy, NOT linked to yours, the premiums may be very high since he’s a young male teen, but increases would only affect HIS policy, not yours and H’s.</p>
<p>Does this young man have any income or savings that he can contribute toward gas, maintenance, auto insurance? Can he cover the costs of any accident or ticket or parking? These all add up–perhaps if he doesn’t it may be good for him to get a job.</p>
<p>The problem with those “solutions”, ucb, is that they’re useless if his first accident is a major one causing death or disability to himself or an innocent person. Those are good rules of a typical young driver who might get into miner fender benders. The OP’s son does not sound like a typical young driver. </p>
<p>Yes, I would NOT let a person who has been criticizing my driving get a license until I see SIGNIFICANT maturity. This young man is NOT showing “assertiveness,” he is showing immaturity, and as was posted above, it can kill and maim–himself and others.</p>
<p>My kids had formal driving school but they have different characters. The second kid is the optimistic one, she thinks everybody follows the law like she does. No they don’t.</p>
<p>" I would say, as the parent, “no you will not be getting a driving permit at this time” AND as the parent I would not back down - this young boy needs to mature. That’s right…BOY."</p>
<p>Amen. He doesn’t respect what it means to drive, which means he will be unsafe to himself and others. Not ready.</p>