I have a clear Ninja air fryer, the Crispi (bought it at Costco). I love it! My S has one that he brings when he’s out of town for work - he stays in motels with kitchenettes or in Airbnb’s so he can cook his own meals. It’s very portable, and it’s got a small footprint for storage.
We have the Ninja Flip Toaster Oven and Air Fryer - we love it (when you’re not using it, it flips up and takes up less counter space).
We have the same- got at Costco. Great oven.
Just looked that up. Adding to my “want” list.
I’m considering applying for a “fancy, expensive” credit card.
I am retired, and my pension is not that much per year. BUT, I have lots of financial assets, and my husband is still working (I would apply for card on my own though). I do have a very high credit score.
Any idea how much you need to make in actual income/pension to qualify?
We were both retired when I applied for my Delta AMEX in 2022. I recall I was asked for household income. I used that number and got the card. H applied separately for his own AMEX a few months later. We have excellent credit and it was very easy. A year or two later I was offered an upgraded AMEX and did it.
If you have a very high credit score and a reasonable income (household), you should be approved. They are pretty happy to have high credit score people pay the annual fee
I have very little income besides social security and earnings on my assets at Vanguard and I was approved last week for a Delta AMEX card.
We have a high household income & credit scores, even though my personal income is fairly modest. I’ve not had any issues getting any desired credit card. Since our credit is frozen, I always have inquire which bureau they use and do a temporary thaw for the one the credit card company needs.
We have a couple of credit cards with credit limits of >$20K. One is $28K. Yet I cannot convince Capital One that my $5K credit limit with them should be raised!
We got the Cap One card for foreign travel, as it has no foreign transaction fees. But during COVID I guess they had too many users who defaulted on their payments, so those of us who pay in full every month had to suffer, apparently. They cut our limit 75%! Idiots….
That stinks!! For the past few years I have been piling almost everything on our Delta Reserve AmEx card. When we had some hefty payments due (like the Safari payment) I just clicked on “increase credit limit” and it automatically did. Its a pretty high limit too.
I gave up on capital one years ago. Tiny credit limits, shady practices with their rewards, lousy customer service, etc.
My go-to is my Fidelity Visa, which gives me 2% back on everything with no limits, no foreign transaction fees, huge credit limit, great customer service. And it integrates with my other Fidelity accounts.
Our card limits vary—lowest is $5k, highest is about $30K or more. Rarely hit it except many years ago when I was contributing toward H’s retirement acct and allowed to use CC. Got the % cash back plus put money in his acct—win/win!
Also used it to charge the kids’ tuition & expenses back when they were in college and no extra as fees. It lessened the pain a tad. A friend used her CC for her kids tuition and got a yo. of airline points—I just wanted $$$.
We were hoping to do that too and get a bunch of points. Unfortunately the fees were so high it wasnt worth it.
The first year (maybe 2) I could charge my D’s tuition with no fee. The college changed and if they notified me, I missed it! As I went to pay I got the bad news. Luckily, I had enough in my checking account to cover it. I am too cheap to pay a fee. Another option would have been to split the bill into 1/3s, and the fee for that was only $25 or so.
I’m about to cancel my Southwest card. I think the credit limit is $25k. They raised the annual fee to $239 without many benefit increases (I can check 8 suitcases before I break even and I won’t fly 8 segments this year. So long, SW.
i may get a Costco card or just use the other ones I have. I have 2 credit union cards with no annual fee but they have a foreign transaction fee (dreaming that that will be a problem some day with a lot of foreign travel) but I also have a United card.
I also got an Amazon card for the 5% back on Amazon purchases. It also has no foreign transaction fees, so it makes a nice backup card.
D has an Amazon card so I always use her card $ put money in her checking acct to cover she she gets the 5%.
The points and cash rewards can really add up. All the credit cards we travel with have no foreign transaction fee and the ATM card we bring (Schwab) refunds ATM fees.
We get 2.5% cashback on all purchases from our local credit union and 3% back on travel via points on Chase, which are the 2 cards we use most. We will be giving the points to S, as he’s a wizard at turning them into to awesome vacations—flights & hotels!
I have a random question. I’m curious about why researchers would smuggle monkeypox into the U.S. The article doesn’t address that.
https://www.politico.com/news/2026/06/02/nih-mpox-munster-indictment-montana-00947793