WL are rejections. But a hedge for the school. And whereas schools may be need blind ( most of yours if not all), the WL may be aware.
If you do it again in a year then you need to change your list.
It needs an Allegheny or Wooster. Allegheny is still taking apps!!
Rochester is fantastic. I assume you are from NJ but I guess I would have questioned applying to Rutgers or UVM unless at the time large was possible.
Your other option, if $40k is your #, there are schools still out there taking apps. Find a small one from the upcoming NACAC list. They would love to have $40k in revenue.
See attached. I guess it just came out. And will likely grow. You can check for size. Congrats on Rochester though - it’s not huge and her major will likely be comfortably sized with research.
Edit. Just saw a post from @momofboiler1 I haven’t looked at the list but said Juniata and Earlham are on too. I’m sure other LACs. And these fine schools would love your $40k!!!