<p>I am tempted to sign up for a Kohls credit card–all of their sales seem to require that purchases be made with a Kohls charge. </p>
<p>We pay off our balance every month and presently we use our Costco AmEx for all of our charges.</p>
<p>When we’re making a large purchase and the store offers 10% off if we apply for a store credit card, we apply. We pay off the charge and throw the store credit card in the back of a filing cabinet (because that’s quicker than cutting it up).</p>
<p>Actually I have a Kohls charge for just the reason you state. I purchase my items on my charge card and then IMMEDIATELY pay for the purchases at the same register before I leave. It’s just like paying cash that way.</p>
<p>We have no cards outside of Discover and Credit Union Visa.</p>
<p>I do not like to worry about separate bills and additional organizations having my personal financial information which can get hacked. I usually pay cash at Marshalls as they were hacked.</p>
<p>Only Costco AmEx and Credit Union Visa for us.
The credit union Visa has a great travel rewards program.</p>
<p>I have Kohl’s for the charge card sales - the ones they send you in the mail that could be 15, 20, or 30%. I get a couple of 30% coupons each year and always drop by just to see what I can find for fun. If I need something, I go in with the 20% coupon. I throw away the 15%! I set up online so I can pay directly from the checking account.</p>
<p>I do have a couple of old department store charge cards (Carson Pirie Scott, maybe Lord & Taylor?) but never use them because we use our HHonors Am Ex most of the time - we travel enough to really take advantage of the points rewards at hotels.</p>
<p>Macy’s, Bloomingdale’s, and Saks. The latter two rarely get used - I’ve had them since the early 80’s when I lived in NYC. I do use the Macy’s one a lot - they send 20% off coupons all the time, and the store is very close to my house. Their clothing selection is awful, but I use the coupons for underwear, handbags, tights, etc.</p>
<p>Re: Macy’s … and crystal!</p>
<p>I have a Kohls and a Best Buy. I very rarely use the Kohls but when I do I pay it off at the time of purchase. The Best Buy card I only use when I am buying something that takes advantage of their no interest financing.</p>
<p>We use kohls charge all the time, paying it off before we leave the store. I LOVE kohls and rarely shop anywhere else unless I’ve tried kohls and can’t find what I want, so the sales there that you get with the card are well worth it for me.</p>
<p>How do you pay it off at the time of purchase? At the sales counter?</p>
<p>
</p>
<p>Yes! I bought a gorgeous set of Mikasa wine glasses there a few years ago for a song.</p>
<p>I have Kohl’s, Target, and American Eagle because of extra discounts and perks offered on each of them. (I pay all my credit purchases off each month online.)</p>
<p>MACYS!</p>
<p>You can find the best deals there plus the 20% of whaaaaaat 8)</p>
<p>
</p>
<p>After you charge the items…you tell the cashier you want to pay the bill. She brings up your charge account…you write her a check or give her cash (or use a debit card…you cannot use another credit card)…and she accepts your payment right there and give you a receipt. </p>
<p>I NEVER leave Kohls without paying for the items I’ve purchased.</p>
<p>The only department store card I own is Macy’s. I live about 10 minutes from the nearest store and shop there fairly often.</p>
<p>Macy’s!! The other day I spent $90, and original price tickets would have been $300. The coupons are the only way to go. I never pay full price. Sometimes you can’t find anything at all and sometimes it’s fine.</p>
<p>When DH and I were newlyweds with zero credit history, we had a hard time getting any credit cards. Then The Bon sent me their credit card with a whopping $600 credit limit - that’s how our credit hitory started. That was (and still is) our only department store credit card. Of course, there are no longer any Bon Marche stores around - Macy’s bought the chain. We also have a HD card - if we charge more than $500 worth of home improvement stuff, we automatically get a 12-month zero percent payment plan, which, once in a while, came in handy. Other than that, we carry our Amex/Costco, a local credit union Visa and a MasterCard.</p>
<p>Kohls!
It is my ‘go to’ store for everything for all family members…even the two young adults in the family like the clothing selection.
I collect the 20 and 30% off coupon in my wallet. Try real hard not to let them lure me into the store for recreational shopping but they’re there when I do stop in. NEVER pay full price.</p>
<p>They have recently allowed usage of the “$10 off” cashback thingys online as well as in store. Coupled with a 20 or 30% off coupon code, you can find some excellent buys.
I just pay the balance online through my bank website when I get home or when the bill comes. Never pay interest.</p>
<p>None…we only have a credit union visa.</p>