@BunsenBurner Go for the handbag. In the GRAND scheme of things $$$ isn’t that much. And the pleasure is priceless 
I would say travel, dining out, and wine. I don’t spend as much on clothes, shoes and bags because my closets are still bursting after 3-4 moves. I really only pay for myself now, so that’s nice.
@BunsenBurner Buy the bag 100 percent!
Fell down Tuesday getting ready for work. I’m only 50 And recently completed multiple Ironman triathlons and competive short course races for some time. Qualified and ran Boston. Why do I mention this.
I’m wearing a heart monitor for a month and just got out of the hospital after the fall. It change so fast.
Enjoy the bag and it will be lighter with a little less money in it :-c
Take care of yourself, @privatebanker! I’m 57 and becoming increasingly aware of what could happen to me but also that I’m (for now) in reasonably good health. I know it won’t last forever.
I book as much of our travel as possible thru Costco.
;))
- Tuition
- Travel
- Online proteins ( DeBragga, Pat La Frieda, Lobels, La Tienda, D'Artagnan)
Fixed cost - health insurance premiums. We pay our own, no ACA. ouch!
Discretionary - travel. This should be reclassified as mental health insurance. Worth it.
Entertainment, dining out, and travel.
Home improvements and repairs - at 25, our house is starting to show its age
Travel - we will continue to travel with our sons and their girlfriends as long as they are still willing
Hobby supplies - both DH and I have amassed quite a bit of hobby gear. It still sparks joy, so we’re keeping it!
Reading all of these responses, makes me realize what I didn’t account for in my gratuitous spending!
We pay our own health insurance i.e. no employer. While I realize that health insurance a must and is not part of a discretionary spending budget, it does cost us in excess of $3k a month - and THAT, my friends, is why I am all about socialized medicine. I believe private healthcare should be a choice not a MUST. But I digress…
Like mathmom - wine is something we spend on - I’d forgotten about that… hic!
Theatre - I love theatre and dance
Travel is another biggie; excluding business travel, we seem to spend a lot on whim travel, especially now that S is overseas - I can’t live without him for more than a couple of months at a time. :))
Groceries, taxes, household items (unless its home-improvement) I don’t count; all necessary evils of breathing.
@privatebanker Wow! I am so sorry to hear that I hope you recover quickly from the fall. Was the fall related to a previously undetected heart issue, hence the monitor?
@BunsenBurner Get the bag! You can’t take the $$$ with you, and, look at @privatebanker - life chances on a dime.
What bag are you looking at? I’m nosey…
- Taxes
- Maintenance costs for multiple homes
- Travel
@momo2x2018 Thank you.
Fall and subsequent concussion from previously unknown bradycardia or low heart rate and bp. Think it’s ok. From training it’s low. But too low is bad.
I guess zero is the worst lol.
And you can fall and arrhythmia issues. So better safe than sorry.
But it scares the bejesus out of you when they start talking pacemakers and you’re planning/training for another Ironman in November.
But looks like a one off I hope and everything is a ok.
@momo2x2018 , wow, we pay over $20k for our insurance and I thought that was a lot! I don’t want to be 65 yet, but I sure will love Medicare.
@privatebanker I wondered if it was something like that; my neighbor had a very similar thing, but he was younger than you. It first happened to him when he was mid/late 30s. He was ultimately dx in late 30s and fitted w pacemaker; now he’s mid 40s and no further issues. Good Luck and Good Health to you!
@conmama Every January, I die a little more when I pay our new premium costs; I need health insurance in order to cover the costs of what the stress of paying for it, does to my body!
Taxes, insurance, Walmart, kids’ lessons/activities
Is your primary care physician familiar with sports medicine and athlete related issues (e.g. the typical low heart rate of highly trained athletes)?
@ucbalumnus thanks for weighing in. Thanks.
Primary care doc, No not at all. The hospitalist from California said he was and cardiologist seemed to be. He stated he is very confident that it’s nothing disease related, as a general view. But when I sleep I drop to high 40s hr and 85 over 58 type bp. I just have to be careful jumping out of bed for the shower in am. Once up it goes to 105 over 70 levels.
Do you think I should get a second opinion?
But man a concussion is more than I thought. You see them in the NFL like a pulled hamstring, it pretty violent actually and has impact that lasted longer than I imagined.
Taxes.
Then travel.
Well, I have to admit I didn’t think of home improvements and I’m an architect!
This year we are spending a lot to completely overhaul our yard. New front steps, a little patio, ripping out old shrubs and installing new stuff.
@HarrietMWelsch it was an amazing trip. I’m so glad dh decided that he was in a place where he could take advantage of the opportunity and I just put my business on hold for a few months. I did work a bit from a distance, sending off pdfs to clients and making them do the printing.