I love discretionary spending! We have two dogs who see a groomer twice a month. Their food is practically hand-formed kibble sprinkled with fairy dust. And toys? I can’t resist the two-toed sloths! and the squeaky zebras!
My personal downfall is needlework supplies. I just ordered a gorgeous project frame from a cottage industry in the UK. I also can’t pass up anything about scissors, so shiny!
@BunsenBurner Absolutely get and enjoy the bag. I’m nosy too, what kind?
@privatebanker I used to do half marathon every other week and I run 36 miles with 10000 feet gain and 10000 feet loss. But that was about 20 years ago. Today I do two walks every day, average about 15000 steps. I want to keep this till at least 85 years old. Listen to your body and be moderate.
I hear you. Golf walking and fishing sound good to me.
Ok, you can’t count taxes because it is not discretionary. As someone said, it is like breathing. 
@privatebanker - hope everything is fine with you.
@HouseChatte, If you don’t spill the beans on the hundreds of yards of lovingly curated fabric in S1’s old room, I won’t mention your needlework splurges!
@oldfort Thanks.
Federal taxes aren’t discretionary. But with states with different tax structures and towns as well. I choose to live in super high tax area. Although if I didnt have to for work I would leave in a minute. So I guess you’re right. And I change my mind as write. >:D<
I will post when said bag is in my hands!! ?
Currently my high-end, custom bath and laundry. Way out of line with the rest of the house. The marble shower, cabinetry, heated floors, and matching (first ever washer/dryer give me joy.
Otherwise, I’m spending money this winter on all new PEX lines for the rest of the plumbing that died in the Polar Vortex and LP gas for heat…but NO neighbors. We would probably have spent our last dollar to get out of a small, temporary rental in the middle of town, ahhhhh.
Perhaps you can ask your primary care physician for a referral to someone with familiarity with sports medicine to help you separate out the usual effects of athletic training (lower heart rate and blood pressure) and any possible disease issue that could be causing the fainting.
https://www.mayoclinic.org/diseases-conditions/bradycardia/symptoms-causes/syc-20355474 does say that fainting is enough of an emergency to call for emergency care.
https://www.drjohnm.org/the-mysterious-athletic-heart/ mentions that “athletes perplex doctors”.
https://www.ahajournals.org/doi/full/10.1161/CIRCULATIONAHA.110.981571 is an article about athlete’s heart and possible disease conditions.
Travel, eating out, eating out while travelling, traveling while eating out, medical.
@privatebanker my H had a heart attack before he was 50. It was very important to him to find a cardiologist that was familiar with sports and exercise. It made a big difference to him. I don’t have any knowledge about your particular situation though, I just know that my H’s mental health was much better with a cardiologist who understood him.
The good news, Ironman training takes a lot of time which now you can use on bettering your golf game. 
This year, our biggest expense will be a new roof. After that my husband spends the most on his hobby of breeding fish. I think he’s good on golf stuff this year. I spend mine on exercise clothes, I need to cut back though. 
Thanks @ucbalumnus and @deb922
UCB. I will read all of your linked info with great care. Thanks for being a Cc friend!
My BIL was having Afib and also bradycardia. He is a weekend athlete, mostly biking and Pilates. He just turned 70. He got a cardiac ablation and they finally decided he needed a pacemaker. He says that seems to be helping.
@privatebanker, I agree it would be good for you to see someone familiar with athletes and their issues.
Oh yeah, bought a brand new car in December. When you spread it out over it’s expected 10+ year life, it’s wasn’t THAT pricey, but it was a big amount at one time. The two NEW cars we bought before were in 1984 and then 1999! We’ve gotten some used ones since but it still is nice to get a new car every once in awhile.
For 2018, our household of four spent 27% on travel, 17% on food and dining out. All other category except for property tax was single digit. Federal tax not included and is about half of expense.
Travel, going out to eat, and wine are what we spend a lot on. This year’s we are finally doing some home projects, and that will get pricey, but it’s stuff we should have done before now.
UCB, interesting articles and I bookmarked the blog to follow. Private banker, the monitor is part of the rule out process, and does not necessarily portend anything, though perhaps more of a relief if it does rather than the unknown, at least for the short term. (I work in cardiology though am not a physician) The cardiologists, and more importantly, electrophysiologists I work with are well aware of the athletic heart. When and if a cardiac cause is ruled out, they will check other possible causes. But the shaking of confidence in one’s health is very humbling-my sympathies. As Deb says, seeing someone who understands you and your lifestyle with a conversational manner is crucial.
Property taxes have become my biggest indulgence. I love where I live, but do think about a lower tax state that would give me perhaps $5000 more discretionary income per year, if greater transportation costs in a less walkable area.
Land. More than 40 parcels in 2018. Hopefully at the end of the day it’ll prove to be investing rather than spending.
Travel and eating out. Nothing else that isn’t a necessity is even close - very little for clothes, etc. Come visit and you’ll see what I mean when you step into our house. Things are functional, so don’t need replacing, but anyone from House Hunters would probably have a heart attack - as would anyone fashion conscious.
No regrets.
Education, mortgage, travel, eating out, charity and taxes