Daughter assures me MIL is all over this for all her events as I knew she would be. This woman loves all the cutesy little things like Mr and Mrs signs, spots for photos, bride’s room, groom’s room. Although we don’t think there will be any children at the wedding, she even has diapers in the bathrooms.
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Does anyone have experience with any of the wedding insurance companies? I’m not interested in wedding cancellation coverage. I just want liability insurance for the events of the day. There seem to be quite a few to choose from and the costs are very reasonable.
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I’m not sure of the necessity.
Wouldn’t the venues all have liability coverage?
2 of the 3 venues my kids used required insurance. Unfortunately I can’t recall what company we went with.
It was suggested to us that we also contact our homeowners insurance to see if they would do a one day rider.
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We also looked into doing so but the weddings insurance policy was less expensive.
Here too. We actually took a deep dive into what the venue insurance covered, and didn’t get additional insurance. Theirs was very comprehensive
All venues we looked at required insurance. I think we used WedSafe as recommended by CCers and one of the venues. It was not expensive!
Ha, this comment is a bit of “cross-threading”… but would Umbrella policy cover wedding/reception litigation? (I suppose this would only work, if it works, if there were a single-payer for the bill)
As far as I know, S didn’t need nor get any wedding insurance. It worked out fine for him. YMMV, of course.
The wedding insurance policy we were asked to buy was covering the venue, not the party hosts. Our venue was a small business and required this. The price was minimal compared to other costs.
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The venue S had his wedding at was a lovely old YWCA in town with lovely architectural features. I believe they have adequate insurance for events at their venue.
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I never heard of getting wedding insurance before this and D’s venue never asked.
Her initial date had to be cancelled due to covid so maybe we should have had insurance! Fortunately the venue and every single vendor were wonderful under this extraordinary circumstance and we were able to reschedule everything with no extra charge.
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We have USAA for insurance and I called them to ask about wedding venue coverage. They work with another company and forwarded us to them. The venue required $2M coverage – it cost about $100 (2013 prices).
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@BunsenBurner this is exactly what we need to do for D1’s May 4th wedding. We received the name of an insurance company from the venue and the cost is minimal compared to everything else we are paying.
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I thought this was an interesting Q and A:
Ask Amy: What can we do about servers for a low-cost wedding reception? - al.com
I agree that guests should not be asked to serve or clean up, and that hiring someone to keep the buffet line moving, replace dishes that are empty with full ones (or just at the end of the meal).
My daughter is getting married at an event space owned by her future MIL. Of course many of her relatives will be there and the groom thinks everyone can just help out. NO. I said I will pay for everyone not to help out, to be guests, including his mother. She knows plenty of people who can be hired to help, to clean up, to store extra food.
My daughter went to a wedding at a Mormon Ward and they had members of the ward helping to keep things moving, to replace trays, to throw the trash out. Very helpful. I went to another in a Catholic church hall and I think it was the bride’s family doing all the replacing of trays, including the bride’s mother. I thought she should have just been the host, not on the clean up crew. (it was fine, but just not what I’d want).
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where I grew up, care and oversight of food is exclusively the work of bride/groom aunties – official and unofficial. It would be considered a huge snub to not allow them their lane of engagement (people would assume you had a serious rift or something).
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My daughter has one aunt, and I can assure you my sister is not dishing out potato salad or cleaning up. I’ve never heard her BF mention any aunts but he may have one.
Now uncles? They have plenty of uncles.
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In our family, everyone is expected to be happy guests. Maybe a family member may be asked for little things like getting arrangements from church to reception and maybe help with arranging favors but never clean up or serving.
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