<p>Try not to enter into the discussions with Bro assuming he has any intent to “screw” you, maybe he does, maybe he doesn’t, maybe it made sense at the time they put the accounts into the joint control. When you say they are not in the estate, I think they are technically part of Dad’s estate, they may not be vested as part of a trust, but they are legally part of Dad’s estate, though as a joint holder, yes, I do think your brother could empty them at Dad’s death, but I also think the executor could hold that these account values are part of the 100% to be divided.</p>
<p>I am joint on all my parent’s accounts, but then I am also executor, but I also am doing 99% of what has been done and will continue to be done so the situation is different, but I would be sad if my siblings assumed nefarious reasons for the joint tenancy on the accounts. I actually pay all the bills and make most of the decisions and that is per my instructions with guidelines from them and all receipts are filed by them, so plenty of room for review. </p>
<p>I can see how an unethical person could take advantage of the situation and it is time for you to clear the air.</p>
<p>But, I would look at this like a talk with the school principal, meaning if they get you to react emotionally, they have won and your thoughts & feelings will be discounted.</p>
<p>How about picking your audience- attorney, brother, dad, and simply letting them know you are unable to continue the physical care taking, perhaps tossing in some info regarding a physician’s recommendation (hey, there are docs on CC), but don’t allow them to distract you with why you cannot, just keep coming back to the part where you cannot act as a caregiver, you need to hire a CNA to do caregiving. This will allow you to go back to being a daughter, and like your brother spends all the breakfast times with dad, you too could spend companionable time with Dad.</p>
<p>I wonder why my sister says to her friends? She lives about 20-30 minutes away and for the past couple of years has done most of the doctor visits, but nothing else. We have done daily stuff and bi-weekly dinners, home maintenance, etc. I do not say one is more valuable than the other, nor would one or the other always be more time consuming, but I know my family is an invaluable emotional resource for my parents in a way that my sister never could be, due to personality and lifestyle differences. There is nothing judgmental about that, she is just very very very different than they are.</p>