I went through this angst 15 years ago in my early 50’s. DS was finishing high school, DH was getting ready to retire and commuting 90 minutes a way every day, and I was working a decent enough second career from home. But generally I was not happy in a fairly empty and friendless life in our upscale child oriented Chicago suburb.
Then one winter we drove to Florida over winter break, had lovely sunny weather in Fort Lauderdale, and arrived home in a blizzard. The next morning I woke up and had an epiphany - I didn’t have to live with winter for the rest of my life.
It took five years to convince DH that we should eventually move to a warm weather climate, then another five years to make it happen. During that time DS finished college, moved away to work, and eventually boomeranged home and got another job. DH retired and began consulting, including business trips to Russia and China. My job was discontinued when my boss was promoted. So there we were, the cat and me, home alone and sad.
In the end it took (1) my MIL passing away at age 99 and (2) me nearly having a nervous breakdown, to get DH to commit to moving. So over the years we researched the country, picked San Diego, sold our home to a developer, and kicked our birdie out of the nest for the second time. (After which the buyer knocked down the nest.)
Literally days after we moved, my mom passed away back home - we’d only had our furniture for five days. It was very surreal since I had no real support in our old community and knew no one here. Rough period, but working to get all her financial accounts transferred to my brother and myself, and sell her condo, and getting to know our new area kept me involved. And I slowly began making friends through a great MeetUp group - I now have the best support system I can ever remember.
Financially it would have been tight avoiding dipping into retirement accounts, but my parents had put their money into mutual funds (and cruising) so we’re in pretty comfortable shape. Health wise, my extremities are slowly getting arthritic, teeth have needed tons of work, eyes will eventually need cataract operation and eyelid lift. But other than Diabetes 2, internal body operation is fine. Our current house is adaptable to aging needs, much more than our old house.
If we hadn’t made that move…it would have been bad, let’s just say.