Kid has stopped trying in response to limited college options

Agree we should all cut the kid some slack.

I know families where there’s been a job loss and to my amazement, the “bells and whistles” aren’t the first things to go. The landscaping service still shows up (hmmm… nobody has time to mow the lawn or rake some leaves?), the kids activities remain intact, everyone acts like it’s “same old/same old” time. And then a big ticket item hits- college tuition, elderly relative needs care not covered by insurance or Medicare; and it’s “go look in the sofa cushions for $50K” time.

Not every family shares their financial constraints/worries/issues with their teenage kids.

If he is still doing good enough for Rutgers, then what is the problem!?!?!?!?

Here is the Rutgers scholarship page:
http://admissions.rutgers.edu/costs/scholarships.aspx

They also have an honors program:
http://www.sashonors.rutgers.edu/

Why not share that information with him, and not only on Rutgers, but any other schools that give significant aid based on grades?

Have him get invested in the process, and although I suggest that no matter what, he should be able to apply to a few dream schools knowing that he might not be able to afford to go, he should also create a list of schools that give significant merit aid.

I think it is important to at least let kids apply to a few dream schools. If the family’s financial situation changes a lot, the dream schools could be back on the table, and just knowing he got in would be a plus.

NFN, many of us in the 100K - 200K salary range are paying about a third of our gross income. Don’t feel special that you are expected to pay 35%.

I’m in a different camp, I think he may belong in the spoiled brat camp. If he keeps up this attitude, he maybe a looser in life and not just college. I’m surprised the reason he wants to do well in school is to get into a dream college, what happens to the joy of learning. None of my kids had any dream school mentality.

Yes please cut this kid some slack. I was in high school when the economy crashed and tuition was skyrocketing. Great combination. Many of my friends’ parents lost everything. They went from having their hearts set on LACs to going to local directionals. Many were bitter and angry and that’s ok. They eventually got over it and most are doing fabulously now several years out.

Calling this kid spoiled and whatnot isn’t helping. He’s a teenager who was dealt bad news. He’s allowed to act like a teenager. He’ll be ok

When it happens, the latter may be the result of the former.

Friend of mine (very strong student) applied to all the big prestigious places like Duke, Georgetown, Chapel Hill, UVA etc. In the end, she chose Rutgers and will be very happy in the Honors program. I really hope the kid at least applies and gives it a chance.

I understand the attitude because I was once there. As a first-gen student, I was highly disillusioned about college costs and loans. I learned there wasn’t designated savings and things seemed really bleak. I had felt crushed because I didn’t know how things were going to work out or if I was even going to be ABLE to go. Thankfully, I was able to get my SAT’s up to get a good scholarship and will be going to college this fall.

So, while his attitude isn’t excusable, it’s understandable. Things have changed rapidly and they’re affecting his future. A more solid highway of communication could have alleviated this situation but alas, you can’t rewrite sent letters. His parents need to sit down with him and have a heart-to-heart about the whole thing and get his morale up again. Get him to keep trying, retake the SAT, maintain the GPA. Whatever they do, they cannot let him slip further and jank up any chances for Rutgers or smaller NJ schools like Rowan, TCNJ, Stockton, etc. Having community college suddenly become the only option (because it certainly popped up in my brain) isn’t a terrible thing but it can absolutely mess with your mind.

If his attitude doesn’t change, he’s enlisted in the spoiled brat camp. If it changes, he was simply going through a terrifying teenage/senior year phase.

Best of luck with everything, OP!

But doesn’t he have compassion for the parent that lost his job for a while. I know we did our best to minimize the effect of our job losts, both husband and I were unemployed, I did my best and the kids years later told me they didn’t feel the effect. We vacation at Las Vegas, hotel rooms were purchased off Priceline and camped at Yosemite. But the kids were younger than middle school, but this kid is in high school, do high school kids always that self-absorbed?
What I’ve always believe not what college one goes to, but rather it’s important that one is college educated, ie one should finish the degree one started with.

I had the opposite happen and went to college when my family was doing really well financially. The bottom fell out soon after and guess what? I had to come home from a really cool opportunity and help close down a store. There wasn’t time for a pity party. But I do admit, my family over-shared the financials while I was growing up so I knew what could happen. I’d still opt for over-sharing rather than living in a bubble.

If this was still the school year, I’d say take the kid to visit Rutgers, have a college student take him around, go to a sporting event, get him excited about the school. I’m sure there are some things that excited him about Duke can be found at schools with a lower price tag: school spirit, athletics, beautiful campus, smart students, 7 hours away.

Encourage him to go with a friend or two on a road trip to visit schools within the price range or places where he can reasonably apply for merit. If he sees the possibilities, maybe the motivation will come back.

This kid’s problem isn’t that his family income has suddenly plummeted, it is that the income has suddenly recovered. If it hadn’t, he would be eligible for more need-based aid. The problem, to be blunt, is that HIS performance and stats aren’t good enough to get into a private school of the caliber that would give that kind of FA or win him a mega-scholarship at a sufficiently prestigious school, and his parents are unwilling or unable–but most likely unwilling, because if their income is that high they could endure another 4 years of penny-pinching–to pay his way into a less selective private school that would salve his pride. And, of course, to be fair, they may have younger children coming along that they have to try to save something for.

He wasn’t going to get into Duke as an unhooked student with his stats anyway. What gave him the idea that he would? Rather than having a hissy fit that his parents can’t pay for Duke, he should be looking for schools that he can get into in the first place. (Actually, they should just let him apply and be rejected: problem solved.) I gather than no one is willing to tell him that HE didn’t achieve enough to get into Duke, quit whining and look for something realistic.

i can’t help but contrast him to my own S. We suffered financial reversal that took us from comfortable to qualifying for food stamps and fuel assistance, and hung onto our house only because we had savings and did not have a habit of extravagance when we did have a good income: no lawn service, no cleaning ladies, no cable, no mani-pedis, no fancy cars, camping vacations were the norm, and so forth. We sheltered him from our fears as much as we could, he had violin lessons while I didn’t go to the dentist, but he obviously had some idea of what was going on and never asked for anything. Unlike this kid, he did achieve enough to get into schools that would meet full need. We never were able to give him money, but we never heard a word of complaint from him about not having as much money as a lot of his friends.

Perhaps more to the point, I never lost sight of the fact that we were enormously lucky to have upper middle class families behind us, with all of the advantages that entails. Maybe S didn’t have the $$ for fancy sneakers or SAT prep and we didn’t belong to a country club, but he had a family that read, that took him to museums and concerts, that found a way for him to learn a foreign language and took him to foreign countries, even though we stayed in youth hostels rather than fancy hotels.

Honestly, the more I think about it, the less sympathy I have for him AND his parents. I’m probably just being cranky.

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This kid’s problem isn’t that his family income has suddenly plummeted, it is that the income has suddenly recovered. If it hadn’t, he would be eligible for more need-based aid.
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Very true.

BUT…he never should have been hanging his hat on the fact that their plummeted situation would mean lots of aid for a four year degree. After all, the family had been extremely hopeful that a job was around the corner, so getting back on the economic recovery road was “soon to be had”. No one should have let this kid think in terms of…“you can go to a top school because you’re going to get a lot of aid.”

Instead, he should have LONG been told…“the family is in a hole right now because of dad’s unemployment. We’re going thru savings and running up debt. Paying off debt and rebuilding savings will be the focus once dad is re-employed. Since he won’t likely be unemployed for the 4 years of your college, top schools cannot be considered…we can’t pay for those.”

If the parents were to finance 250K over 30 years, it would be around 1200/mon at 4% rate, and it probably would be tax deductible if it is a home equity loan. Is mom working? If not, she can get a job to help out with the tuition. My mother worked at a sewing factory to help with our college tuitions.

I don’t think a student with 3.75 GPA and 2080 SAT is strong enough of a student for schools like Duke. I wouldn’t be surprised a 3.75 GPA at a public school is top 25%, not top 5 or 10%. Most top 20 schools have 90+% of students are top 10% in their class. He is probably not even a strong student for next tier schools (I am sorry to be harsh). I think Rutgers is a good fit for this caliber of students.

If I were his parents, I would tell him to go to Rutgers for 2 years, do his very best and we would do our best to try to save as much money as possible, so he could transfer to a “better” school later.

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If I were his parents, I would tell him to go to Rutgers for 2 years, do his very best and we would do our best to try to save as much money as possible, so he could transfer to a “better” school later.


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I agree. I suggested the same…if the family is recovered by then (debts paid, savings rebuilt).

As for the borrowing idea…not only do we not know if there are other kids who also need to be put thru college, we don’t know how if they’ve ravaged their retirement accts (sounds like they may have). If so, then taking on debt isn’t a good idea, nor would transferring to a pricey school later be advisable if the family still has to repair their situation.

I can’t help but feel that the kid really just wants to “get out of Dodge”. If so, then there are schools that would give generous merit for his stats…as long as the M+CR is strong. Do we know what that is???

@Consolation, we never had most of the stuff you listed in post #89, except vacation and dentist visit even when we were earning in the top 1%, never felt deprived.

Post #90, I’m surprised he didn’t know his dad was unemployed, even my neighbor, who was teaching my kids piano, knew my husband and I were unemployed, because we often park the car outside in working hours, not in the garage.

@DrGoogle Did I miss something? Did the son really NOT KNOW that his dad was unemployed for awhile? That would be extremely weird, and frankly, not too wise (imho) for the parents to take that approach.

Mom, what I meant is he probably did know or suspected it, even some people who are not in the family know so that’s why I’m surprised. But if the family didn’t let him know and intended to shield him then I can understand his reactions.

While parents may want to shield kids from some money issues, this dad was unemployed for awhile. Typically, in such cases, the parents are telling the kids things like, “Dad has lost his job. We do have savings to help us thru this time, but we’re going to have to be careful with spending during these months. Therefore, restaurants, new clothes, and other purchases may be very limited.” etc, etc.

if the parents pretended everything was normal and dad pretended to still be working, then that is just weird.

Although I did recently read an online post from some wife who said that her husband “hid” the fact that he had lost his job from her for quite awhile. wow

It’s not weird or unusual. I used to deal with one realtor and she said her husband had lost his job but pretend to go to work everyday while drawing down the HELOC, I think this is before the last economic debacle, pre 2000 year.

Yikes about pretending everything was normal! We had rough financial years due to unemployment. We told the kids but reassured them their needs would always still be met. We obviously had to let them know that we had to be more careful with how we spent our money. They understood even if they wished things were different. They never felt stressed as we had savings to see us through the rough times. When my older daughter was applying for colleges we were back to full employment. She was aware that we would receive no financial aid and that our funds for college were not unlimited.