@op-
I am not a psychologist or a therapist, but one thing I do know is depression, and the symptoms you think might be indicative of depression might be a very broad set of symptoms. For example, you would assume that being depressed, someone would sit around all day and crying or something, or be in the blues all the time, but that isn’t true, depression has many levels to it. Depression isn’t just caused by a loss or by feeling hopeless, it can be caused by anger as well (was in my case), and it can manifest itself in a variety of ways. Someone who is depressed has periods when they are happier, flowing, but at other times, life can be like walking through honey in January in Alaska. Suicidal thoughts can be caused by other things other than depression from what I know, and it could be there is something else at work here. Sometimes depression can be like not feeling at all, being numb, I have been there, and yes, thoughts of things like dying when I was in that state were not all that scary…
The reason they don’t want to work over the phone is that when you are in session, things like body language play a big role in the provider working with you, plus a lot of therapy is based on the interaction between the provider and patient, it isn’t just talk. Being on the phone also allows the patient to more easily distance themsleves from what it is being said, and that raises a question you need to ask yourself, why don’t you want to go to the office to talk to the psychologist?
Speaking again from my own experiences, I think it is good that you have something to hang on with the impact on other people, that helped me a great deal, when I was slogging through some pretty horrible crap, I did have something to hang onto, a young child and a spouse dependent on me, plus I also knew if I was gone what it would do to them, if not to friends (my extended family was the cause of much of my angst, so for me, the impact on them wouldn’t matter, at the time or even now).
Again, I am only speaking for myself as someone who has been there, if not for the same reasons for your distress, at least with similar emotions, and all I can tell you is that it is very, very easy to rationalize away things, to find excuses not to deal with things (I was a master of that, believe me), to try and explain to yourself that it is not what people think it is (depression, whatever), but I can also say the work is worth it:).