My folks did their darnedest to stay neutral about all the folks all of us dated and were very welcoming only once an engagement was announced.
They often honestly weren’t all that thrilled with our dates and even initially about our spouses, but have wisely held their tongues and trusted our judgement. It has worked out well, as my folks still have loving relationships with all of us, our spouses and the grandkids. We all still have our original spouses. 
Well, oldfort, my insurance, and everyone’s I know, required it. If you found a different deal, I’m going to guess there is a particular reason why. Or, congrats–you found the secret deal. Most companies require a child living in the home to be added to the policy when they get a license.
And, if somehow your D got a “she’s never, ever, going to drive the car” deal, well then that wouldn’t change the situation for these young people–the dad complains that the BF doesn’t drive; having a theoretical license that he can’t use because of no car access wouldn’t change anything.
I didn’t do anything special. I answered required questions, but there was no question about other members in my household. They just asked me if anyone else would be driving the car.
Our Liberty Mutual policy didn’t require us to add our college kids to our policy. We asked and were repeatedly told no need. Once they had an accident or ticket, it could affect our rates if they were permitted household drivers while visiting on vacation.
I also have Liberty Mutual.
My 17 yo son just got his license this week. I called the insurance company before he went to get his license and was told that he could not be added until after he got the license because they needed the license number. When I asked if he could drive alone before I got them called back I was told “sure, why not, call as soon as you can but no huge hurry”. I called the day after he got his license to add him. I am not sure what would have happened if he had had an accident, I was just told that he would be covered like he was driving under his permit, even if he was alone.
It added about $45 a month without the good student driver discount.
Back when the dinosaurs roamed, I didn’t get my drivers license until one week before my college graduation. I had no car to drive so I didn’t really need a license. Oh…and my mom was a single mom. And I was the first in my family to get a college degree. We were low income by all measures.
Luckily, my husband’s parents didn’t hold that all against me.
If your son were to had an accident while driving your car, your insurance would have covered it. If your son were to drive an uninsured car then he wouldn’t be covered. On the other hand, if you were to drive an uninsured car and you had insurance then you would still be covered.
OP checking in again… glad you’re all finding this thread entertaining. First of all, I’m getting beat up pretty good, so I’m going to take a moment to defend myself. I am not a racist or an elitist. I wouldn’t care if BF was black, brown, purple, green, or orange. I think the confederate flag should be banned, I was thrilled with both yesterday’s and today’s SCOTUS rulings, and and I’m even sporting a Bernie Sanders bumper sticker on my car. I don’t think there’s anything wrong with a parent wanting the best life possible for his kid. Yeah, it’s her life to screw up, but that doesn’t mean I have to stand by idly watching it happen. We’re not sending her to UChicago so she can end up coming back to marry the poor hometown kid and live in a shack. And I don’t think I should have to apologize for feeling that way. As for DD’s work ethic, she earned more in scholarship money during high school than most kids earn working a job. She also worked full time two summers pro bono for a charitable organization, and is doing a unpaid internship again this summer. As for her poli sci major, she plans to go to law school, so she has a career path planned out. She’ll be just fine. Yeah, f’d up by opening my mouth instead of just letting things happen naturally, but that doesn’t make me an a-hole, just a concerned parent.
From what my insurance agent (Allstate) has said, there seems to be some sort of grace period for changes with Allstate. I once bought a car on a Friday night, and I forgot to call the insurance company for a few days. When I called midweek, my agent told me that I had a 30 day grace period.
I imagine that if my kid got his license on a Friday, and my agent’s office was already closed, he’d still be covered until I could call the following week. However, I probably wouldn’t have chanced that. lol
Your daughter is majoring in political science. Her BF is majoring in political science. Why is your daughter’s planned future OK, but the plans of her BF are not? Is it because he doesn’t attend University of Chicago?
Right, because no one does better than their upbringing. And no way that she can support the family with her fancy education, amiright?
My spouse is a househusband despite having a degree from a pretty good school. I am the breadwinner and he takes care of the house (children in the future).
Dating someone poor doesn’t mean you’re going to end up poor yourself. It’s not a disease. It’s not like the “poor” will rub off on her.
If I remember correctly, with a drivers permit, not a license my kid was added free to AAA. AAA only charged went she got the license. Because with a permit, there has to be an adult over 25 in the car with her.
And the analysis is moot because if mom needs the car to go to job sites, the kid is out of luck.
Let me guess… D’s clinging to the BF because she sees how much it irritates the adult figures of authority in her life: her dad, stepmom, GPs…
I know many think teen sex is OK, but it is playing with fire and IMHO takes away from a marital commitment between H and W when there are others in the past sex history.
Actually she is an adult.
Both women and men, can have life long committments despite different levels of sexual history.
For example I just celebrated our 34th wedding anniversary.
H’s parents didnt like me either.
but that doesn’t mean I have to stand by idly watching it happen. We’re not sending her to UChicago so she can end up
Wait.
Are you sending her to college to meet a husband?
And like any school, UChicago has it share of loser guys…careful what you wish for!
The fact is that if the BF had a license he could share the driving with the D in her family’s car.
I do think the OP was trying to say that he sees too much on his D and not enough on the BF.
Our D was seriously involved with a nice young man who is partially blind and will be totally blind eventually, therefore cannot drive. It was difficult for her as she was always the driver around town. They went from OR to RI and she did all of the driving. It is only a few years later and she is able to admit it was tough on her. We never said a word. We also really liked him. Was he who we might have chosen? H was relieved when they broke up. I felt that she is a strong and responsible woman and if that is the person she chose, knowing the difficulties, then that was her future.
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This young man may not even have an extra $50 a month to put towards insurance. We know he didn’t have the money for his housing deposit. It may not be worth it to him if his only opportunity to drive would be his GF’s car during the summer on their rare dates.
Lol, my husband and I used to laugh that the cleaner had better car than us. But she was brutal, using abrasive cleaning material that my husband decided to unhire her.